TABLE OF CONTENTS
▪
Introduction
4
▪ Overview of Benefits Programs
6
▪
Employee Contribution Costs
8
▪
Medical Benefits
9
▪ Health Savings Account (HSA)
11
▪
Dental Benefits
16
▪
Vision Benefits
18
▪ Long-Term Disability Insurance
20
▪ Flexible Spending Account (FSA)
22
▪
Commuter Benefits
23
▪
401(K) Retirement Plan
24
▪
Enrollment
26
▪
Contact Page
28
▪
Legal Notices
29
▪
Legal Notices – COBRA
35
▪
Legal Notices – FMLA
36
▪ Legal Notices – Medicare Part D Creditable
37
▪ Legal Notices – Market Exchange
39
2
PRIVATE PREP BENEFITS GUIDE
TABLE OF CONTENTS I
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