Yolofsky Law - March 2020

Insider MARCH 2020 THE HERO www. yol of sky l aw. com (305) 702-8250

Making You A Hero To Your Family And Business

From the Yolofsky Office

How did that bonus day in February work out for

you? What new ideas did you come up with? For us, it was a day to catch up! The 2020 pace has been speedy, to say the least. With changes to how retirement accounts are handled after the death of the holder, Florida’s corporate law, and everyone’s revised goals — things have been quite busy around the office. This is a good thing, and we are blessed to have the privilege to assist people with their planning. There are a few more exciting things happening that we will share with you next month. Until then, have you seen our new look? We launched our new logo and design a few weeks ago and the response has been AMAZING! We greatly appreciate the kind words and support from our clients, colleagues, and network. Stay tuned to our blog for more insight and information. As we reach the quarter-pole for 2020, please drop us a line and let us know how things are going for you!

HOW TO BEAT THE WAITING GAME And Prepare Your Teen for College

The most challenging time for parents of a teenager can be during their teen’s last year of high school. The pressure of waiting for college application responses, spending the last few months with school friends, studying for finals, and planning their departure into the real world can wear on teens and parents alike. With so much going on, including lots of waiting and anticipation, here are some tips to help everyone make the most of the transition.

important to note these are standardized tests. This means that the types and mechanics of questions on these exams don’t change. Some students struggle with ACT or SAT questions, especially in the English and reading sections, because multiple answers can seem technically correct. But the test is always looking for the clearest and most concise answer, or the one with the most supporting evidence. Practicing the exam is the best way to study. Trial and error can teach your teen how to recognize the subtleties. They should also consider taking the exam multiple times even after submitting their applications. Many colleges these days are “superscoring” the ACT, which means they will take the highest


If your teen is studying for college entrance exams, such as the ACT or SAT, then it’s

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BREAKING DOWN FACEBOOK What Is ‘Decentralization’ and How Will It Change Social Media? score from each section on multiple exams, not just scores from one exam. This can really boost your teen’s ACT results and give them— and you — some peace of mind. If all the work is done, there’s nothing to do but wait. Keep busy making fun memories with the family with weekend game nights, camping, and movie marathons. You won’t regret spending extra quality time before the next big step in your teen’s life. For their whole life, you’ve likely encouraged your child to have ambitions of their own, and you want to see them follow through on those dreams now that they’re entering young adulthood. The year or two before college is a pivotal time in your teen’s life, and it’s important for them to feel confident about their choices, whether daily or long term. You might find they’re still afraid to make decisions, scrutinize consequences carefully, or commit to one course of action. Allowing your child to make more and more of their own decisions, like doing their own laundry or choosing which college to attend, will help them understand the discipline and self-determination an adult needs to function well in the real world. They might not do this perfectly, but don’t be too critical about their scheduling, and congratulate themwhen they successfully reach a goal or follow through on an important decision. FACILITATE DECISION-MAKING TO EMPOWER YOUR TEEN.

If your teen can set and accomplish daily tasks on their own, they’ll feel more confident about following their ambitions because they’ll have a positive track record to build on. By strategizing to reduce your teen’s anxiety on exam results, creating positive memories with them, and supporting their independence, you can make their transition to young adulthood an exciting adventure for them— and you — to look forward to.

Nowadays, getting locked out of your Facebook account often means losing access to your Spotify, Tinder, or any of the other sites you can sign into through Facebook. The amount of personal data social media has access to grows all the time, and it can affect your private and professional network. Thankfully, a few tech CEOs, such as Facebook’s Mark Zuckerberg and Twitter’s Jack Dorsey, believe social media decentralization could give users greater control over their personal information. Social media decentralization was once a pipe dream for activists, but Dorsey has recently revealed his hopes for redesigning his social media software to put the power back in the users’ hands. Zuckerberg also admitted in a Harvard interview that decentralized software is “quite attractive.”

Currently, Facebook and Twitter live in relative anarchy. Their sheer size makes them nearly impossible to audit or manage, which makes falsified information and propaganda infamously easy to pass around. This anarchy also makes it much easier to conceal illegal activity. In an age where identity theft, financial fraud, and selling user information are more digital than ever, it’s important that users and businesses alike have full confidence in the security of their online pages where clients interact with them— especially if information, goods, or services are exchanged. A decentralized system could split the massive, unregulated wilderness of Facebook and Twitter into user-managed“neighborhoods.” Rather than relying on one centralized server that holds over 2.45 billion users, businesses and individuals could host their information on their own computer. This would give businesses

and individuals much greater control over their information and how they share it.

That’s not to say there aren’t risks associated with decentralization. If unprepared, private hosts could be left defenseless against hackers. Some critics even suggest that a push to decentralize could just be an attempt by Twitter and Facebook to dodge responsibility by moving data off of their own servers. While decentralization offers solutions to some of the problems of social media, it’s an approach that requires cautious implementation. Only time will tell if decentralization’s benefits outweigh its risks.

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NEED A BOOST? Natural Supplements to Increase Your Energy

As spring kicks off, many people will be tempted to grab a Monster, Red Bull, or Rockstar to get through the day. Energy drinks may give you a quick boost, but the high levels of caffeine and sugar can lead to migraines and increased anxiety. If over-consumed, these drinks can even lead to Type 2 diabetes. To avoid these health hazards, try out a few of these natural energy boosters instead. ASHWAGANDHA Ashwagandha is an evergreen shrub found mostly in India. As part of the Ayurveda system, an alternative medicine practice from India, it’s also known as“Indian ginseng.”The Alternative Medicine Review published a study indicating ashwagandha increases the body’s resilience to physical and mental stress by lowering levels of the stress hormone cortisol by 28%. Ashwagandha can also help you through long workouts and the 9-to-5 grind because it may also improve brain function, including

memory. You can get ashwagandha in pill form at most convenience stores around the world.

CREATINE Many people don’t realize creatine is a natural energy booster because they get it mostly in processed, high-sugar energy drinks. However, in doses less than 5 grams, creatine provides impressive benefits during high-intensity activities, short-duration exercises, and sports, including football, shot put, and weightlifting. This compound is found in red meat, pork, poultry, and fish, and when consumed, it releases phosphates that give your body a quick burst of energy. Ingesting more than 5 grams, though, will leave you feeling bloated with a lot of stomach discomfort. Creatine powder can be found at most wellness stores. BEETROOT POWDER Beetroot powder is made from the roots of the beet plant and is rich in nitrate. Nitrate

relaxes blood vessels, creating increased blood flow and oxygen delivery. This enables your body to produce energy more efficiently and maintain energy levels, making beetroot powder a great aid for endurance sports like running, soccer, and biking. In the International Journal of Sports Nutrition and Exercise Metabolism, a study reported that athletes could work out for 25% longer when they used beetroot powder. Fatigue didn’t set in until much later in their workout, which improved their training and performance. This spring, say goodbye to energy drinks and get the boost you need with one of these natural energy supplements.

Take a Break

Inspired by Food Network

Pesto Chicken With Blistered Tomatoes


• • 2 1/2 tbsp olive oil, divided 4 boneless and skinless chicken breasts, pounded to a 1-inch thickness Salt and pepper to taste 1/4 cup whole-wheat panko Directions 1. In a large ovenproof skillet over medium-high heat, add 1 tbsp olive oil. 2. Season chicken with salt and • •

• • • • • •

2 tbsp Parmesan cheese

1 tbsp unsalted butter, melted 6 tbsp spinach pesto 2 cups cherry tomatoes 1 garlic clove, thinly sliced 1 tsp red wine vinegar 6. In a skillet, heat remaining oil over medium-high heat. 7. Add tomatoes and cook for 6 minutes. 8. Add garlic and cook for 30 seconds, stirring constantly. 9. Season tomato mixture with salt and pepper, and add red wine vinegar. 10. Serve tomatoes with broiled chicken.

pepper, and add it to pan. Cook chicken for 5 minutes on each side, then remove pan fromheat.

3. In a bowl, combine panko, Parmesan cheese, and butter. 4. Spread pesto over chicken and top with panko mixture. 5. Broil chicken for 2 minutes on high heat until browned.


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Hours: 8:30 a.m. to 5:30 p.m. (305) 702-8250 www.yolofskylaw.com

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INSIDE THIS ISSUE From the Yolofsky Office PAGE 1 How to Survive ‘College Admission Limbo’ PAGE 1 ‘Decentralization’ in Social Media PAGE 2 Ditch the Energy Drinks PAGE 3 Take a Break! PAGE 3 Pesto Chicken With Blistered Tomatoes PAGE 3 The Evolution of St. Patrick’s Day PAGE 4

Completely Different Roots Celebrating St. Paddy’s Day in Ireland vs. America

From extravagant parades to green-dyed rivers, something about St. Patrick’s Day feels quintessentially American — despite its Irish heritage. That’s because many common St. Patrick’s Day traditions actually originated in America, evolving beyond their roots in the Emerald Isle in a few key ways. On March 17, Irish folks commemorate the death of St. Patrick, who brought Christianity to pagan Ireland during the late fourth and early fifth centuries. Historically, these religious origins make for a more somber observance of St. Patrick’s Day. Many Irish families go to church and eat a modest feast as the extent of their celebration. However, St. Patrick’s Day in America is not so much about venerating Ireland’s patron saint as it is about celebrating Irish heritage in a foreign land. When Catholic Irish immigrants first came

to the United States, they faced persecution from a largely Protestant population. In response, Irish Americans began using March 17 as a day to publicly declare and celebrate Irish heritage with parades and demonstrations. The observation of St. Patrick’s Day grew in popularity in cities with large Irish populations, like Boston, NewYork, and Chicago. Then, in the booming post-WorldWar II economy, various businesses aggressively marketed the holiday to Americans of all heritages. Thus, it became a day when anyone could celebrate Irish American heritage, or at least it gave everyone an excuse to drink like they believe the Irish do. Ironically, imbibing was not a part of St. Patrick’s Day celebrations in Ireland until relatively recently. Due to the religious nature of the holiday, pubs and bars closed down on March 17 until 1961. Additionally, the traditional

meal of corned beef and cabbage is another American addition. In Ireland, pork and cabbage was actually more common, but impoverished Irish immigrants substituted less expensive beef for pork, and the tradition stuck. Even though the most widely observed St. Patrick’s Day celebrations originated in America, many of them have found their way back to Ireland. Starting in 1996, the St. Patrick’s Day Festival in Dublin now attracts over 1 million attendees with all the drinks and revelry that Americans love. You’d be hard pressed to find a green beer, though. In the hallowed birthplace of Guinness and whiskey, some traditions may be better left across the pond.

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