The Benefits of Minimalism A Perfect
Lifestyle for Seniors
As we get older, we tend to hang on to mementos that brought some type of meaning to our lives, even after time has diminished their value. Though we may be emotionally attached, this clutter
not require emotional or physical strain, like old magazines, broken items, or clutter in the junk drawer. Once you’ve taken this first step, move on to something bigger. Soon, you’ll find yourself making steady and rewarding progress throughout the rest of your home. In the process, pay attention to what you want to keep. Carefully select which objects mean the most to you and which ones are still useful. These are the belongings you should surround yourself with. The Benefit of Minimalism Minimalism will help you feel more comfortable in your home and open up other possibilities. You will have more room to invite guests and family over, and you’ll have a sense of space and freedom. Additionally, this lifestyle can also help with your finances. You’ll be less tempted to buy what you don’t need, and you may even rearrange spending priorities or downsize your living space (less rent!). If you surround yourself with meaningful and useful items, you will feel more at peace. Ultimately, minimalism encourages us to free ourselves from the many things that own us as much as we own them. Don’t allow accumulated objects to clutter up your home and life. Take the leap and start living a carefree, minimalist lifestyle.
can eventually overwhelm us, especially as seniors. If you find yourself drowning in items you no longer need or want, consider a minimalist lifestyle to free up your space — and your mind. Minimalism Before taking on a minimalist lifestyle, it’s important to understand what it entails. When someone hears the word “minimalism,” they might think it means getting rid of their possessions one by one, but that’s not entirely true. Instead, minimalist living focuses on having less clutter in our lives but still keeping the things we truly value and enjoy. The idea is to get rid of things we no longer use or need. Minimalist Living To embark on a minimalist lifestyle, focus more on the present and consider the value your personal belongings have in your life now . Sorting through hundreds of items with thousands of memories is a daunting task, so it is best to start by removing things that might WatchOut for JOB-HUNTING SCAMS Many older adults in the U.S. look for supplemental work in retirement to stay active and reinforce their retirement income. This can give them more money to put toward their bucket list items, such as a trip. However, older adults who are in the market for a job should be aware of some common scams. Though the Federal Trade Commission (FTC) is doing what it can to keep job seekers safe, AARP reports that scammers are on the lookout for job seekers, and they have a few tricks up their sleeves to try to get money or personal information. The FTC has logged over 101,000 complaints related to fraudulent or misleading jobs and job agencies over the last five years. In 2019, the FTC intervened and charged the firmWorldwide Executive Job Search Solutions LLC for contacting job seekers on LinkedIn and other job websites with the intent of scamming them. In this scheme, scammers used the common tactics of promising job seekers high-paying jobs and well-compensated opportunities to work fromhome. However, this company required job applicants to pay a fee—of up to $2,500— in order to secure an interview.
There are a number of common job scams to be aware of. One common scam occurs under the guise of headhunting, where a headhunter will reach out to tell you that “XYZ company” is interested in you, but you have to pay a fee upfront to move the process along. In another common scam, scammers will make fake job listings with the goal of obtaining personal information rather than money. They do this by asking job seekers to fill out an application that includes
personal details such as one’s name, address, phone number, and Social Security number. Some brave scammers may even ask for bank information. The problem is that the application is fake, and the person or company behind the job listing is only interested in collecting personal data, which they then sell to other scammers who may try to steal your identity. The FTC warns that job hunters should never share any sensitive personal or financial information upfront, especially their Social Security number, credit card number, or bank account information. If a prospective employer asks for a payment to set up an interview, then don’t respond. Move on to the next opportunity. On top of this, always vet potential employers or headhunting firms. The more informed you are before communicating interest in a job, the better. Watch for major red flags like application fees, or fees that pop up later, such as training or certification fees. Any job that requires specific training or certification should be 100% transparent about this upfront.
2 • CampbellWealth.com
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