Critical Illness Insurance
Critical Illness Insurance
Help employees focus on recovery during a critical illness, not finances. Treatment of critical illnesses such as cancer, heart attack, and stroke can lead to unexpected expenses that create an additional financial cost. Critical Illness insurance is an affordable way to address growing medical costs — covered benefits go directly to the employee and can be used for any purpose.
• Travel to treatment centers in another city • Expenses like groceries, rent and mortgage • Co-pays • Experimental treatments Half of all full-time workers have less than $2,500 saved for a medical emergency. 1 Critical Illness insurance pays a lump-sum amount upon diagnosis of over 40 illnesses. It also provides a wide range of payouts ($1,000 to $50,000) that employers can customize to help meet their employees’ needs. Choose from these optional benefits: • Automatic Increase • Cancer Death Benefit • Wellness Benefit for Preventive Services • Recovery Supplement • Occupational HIV/Hepatitis • Hospitalization Admission Benefit — up to $500 per day for an accident or non-critical illness • Infectious Contagious Disease
Critical illness insurance covers more than 40 illnesses • No lifetime maximum for all covered illnesses • Children are covered at no additional cost • Optional Rider: Pays a benefit for Alzheimer’s for covered employee’s parents
11 EMSERE - FULLY EQUIPPED 2024 BENEFITS GUIDE
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