Disability Coverage
The goal of Emsere’s Disability Insurance Plan is to provide you with income replacement should you be unable to work due to a non- work-related illness or injury. The company provides employees with “Short and Long-Term Disability” income benefits. Both the Short-Term and Long-Term Disability coverages are offered through Guardian.
Insurance Carrier:
Guardian Short-Term Disability Insurance
Plan Type:
Employer Paid
Eligibility Requirement Benefit Percentage Maximum Weekly Benefit
All Full Time Employees
60%
$1,500
Elimination Period - Accident
7 Days
Elimination Period - Sickness
7 Days
Pre-Existing Condition
3 / 6
Benefit Duration
12 Weeks Maximum
Insurance Carrier:
Guardian Long-Term Disability Insurance
Plan Type:
Employer Paid
Eligibility Requirement Benefit Percentage Maximum Monthly Benefit
All Full Time Employees
60%
$7,500 90 Days 2 Years 12 / 12 SSNRA
Elimination Period
Own Occupation Definition
Pre-Existing Condition
Benefit Duration
9 EMSERE - FULLY EQUIPPED 2024 BENEFITS GUIDE
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