Insider Buyer Guide

Understanding the Closing Process A COMPREHENSIVE GUIDE

Secure Closing Funds Secure Closing FundsBudget for closing costs (2-5% of home's purchase price) Prepare cashier's check or wire transfer Confirm exact amount needed with your lender

Essential Documents to Gather State-issued photo ID Proof of homeowners insurance Purchase contract copy Conduct a Final Walk-Through Schedule 24-48 hours before closing Verify: - All agreed-upon repairs are completed

Mortgage pre-approval letter Bank statements Proof of funds for down payment

- Home is in expected condition - Seller has vacated the property - Appliances and fixtures remain as agreed

THE ESSENTIAL BUYER’S GUIDE

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