Louis Berk - September 2024

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www.LouisBerkLaw.com 407-906-0500 September 2024

Car Accidents | Truck Accidents | Pedestrian Accidents | Slip & Fall/Premises Liability | Wrongful Death

INSPIRING GENEROSITY AND SELF-IMPROVEMENT SEPTEMBER VIBES —

often said that if you aim to improve by just 1% every day, you’ll see a 365% improvement in a year, which is huge! When you focus on those small steps, you’ll notice significant changes over time.

September has arrived — this year has flown by! Next month is busy for our family, but we celebrate two observances near and dear to my heart: Self-Improvement Month and International Day of Charity. When it comes to working on myself, I always want more. Sometimes, this may be to my detriment, but it’s also an incredible asset. Let me explain. I’m incredibly proud to share that our firm has seen nearly a 10-times increase in revenue in less than two years, and we’re on track for even more significant growth. My focus is always on improvement in business operations and customer service to ensure we continue to provide excellent service to our clients. I consistently work on refining our processes and enhancing the experience for our employees. When an employee leaves, we conduct exit interviews to gain invaluable insights. This feedback helps us become a better employer and continually improve our work environment and practices.

On Sept. 5, we celebrate International Day of Charity. I’ve always believed the secret to life and wealth lies in giving to charity. To create true wealth, you need to give to others. My rabbi taught me this valuable lesson: Give money even when you don’t have much. It’s natural to think you should wait until you have enough to share, but the true secret is to give when you have little. This principle, rooted in religious teachings, emphasizes that generosity, especially in times of scarcity, is the key to prosperity. I love charity. When you give, whether it’s to a cancer organization, your favorite cause, a synagogue, a church, or any nonprofit, you’re not only helping those in need but also inspiring and empowering others. You’re also doing something positive for yourself. Numerous studies have shown that giving to others can significantly boost your own well-being. When others in the community see me give, it inspires them to do the same. Contributions to my synagogue enable my rabbi to support various community programs, creating a ripple effect of generosity. This chain reaction can inspire and impact countless lives and potentially touch millions. It’s a powerful example of how individual acts of giving can lead to widespread positive change.

Personally, I always strive to be a better husband and father, and I make a conscious effort to focus on my health by eating well. My drive for constant improvement never stops. I know I’m not perfect — we’re all human. I aim to be better than I was the day before, but I don’t expect dramatic changes overnight. Sometimes, it’s as simple as skipping dessert, which, if you know me, is a real sacrifice. I love dessert. I also make small changes, like cutting sugar out of my coffee. It’s about creating habits. One day without sugar turns into two, then a week, and so on. It’s

I hope you all have a fantastic September and kick-off to the fall season. Hopefully, this weather will start to cool off soon!

-Louis Bernardo Berk

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These Financial Tips Still Work! LIFE LESSONS FROM THE GREAT DEPRESSION

and more help people earn enough to make ends meet. If all else fails, be open to moving to a cheaper area, like some families chose to do during the 1930s. Get in the Kitchen The cost of dining out continues to rise, meaning cooking at home is an easy and fun way to save money and connect with your family. Even if you lack culinary skills, you can find many inexpensive and satisfying Depression-era recipes online or in your grandmother’s recipe box. Not everyone enjoys cooking, but knowing your way around a kitchen will dramatically decrease your monthly food bill. Don’t Replace — Repair! What do you usually do when an appliance breaks down? Do you call someone to repair it or just get a new one? Both options are costly, and neither were feasible during the Great Depression. What did they do back

then? They fixed it themselves — a practice that’s even easier in modern times thanks to the internet. YouTube is an excellent resource for DIY tutorials for various products, and you can often find step-by- step instructions for specific models! Watch Those Pennies A famous quote during the Great Depression is still relevant even after more than eight decades. It goes, “If you watch your pennies, the dollars will take care of themselves.” In other words, spare change adds up. Whether you’re putting away 20 bucks or 20 cents, it’ll add up to big savings in time. During the Great Depression, people came together to support their communities, knowing there was strength in numbers, especially regarding survival. Despite being so far in the past, you can leverage the wisdom of the era to climb toward a brighter financial future tomorrow.

Breadlines, tent cities, people struggling to find work — the Great Depression was a national struggle. Reflecting on this historic time offers invaluable lessons on survival, community building, and resilience. What can we learn from such a tumultuous period? Let’s explore four enduring life lessons from this era. Be Flexible Adaptability is critical to surviving tough times. If and when those situations arise, learning to live within our means is crucial, which requires a lot of flexibility. During the Great Depression, people knew odd jobs were better than no job at all, and these days, several apps like Uber, Instacart,

AMERICA’S MOST BIZARRE LEGAL RELICS LAWS GONE WILD!

Get married in Texas by publicly announcing yourselves as husband and wife three times. Make it legal with three public announcements, even if only one spouse is present for the proclamation. The requirement states that both parties must be willing participants, over 18, and unrelated. All cats in New Jersey must wear three bells to alert birds of their whereabouts. Outdoor cats are notoriously dangerous to the local wildlife populations, and Cresskill, New Jersey, decided they needed a law to protect feathery friends from their greatest foes. We’re not sure the cats are on board with this rule. If you’re caught flirting in New York, you could pay a $25 fine. In the early 1900s, flirting was such an issue that cities held an annual Anti-Flirt Week. This law aimed to help women feel safer on

Thanks to our country’s perpetually in flux judicial system, countless laws are still on the books that echo times long gone. They’re outdated and absurd, often leaving citizens wondering, “What necessitated that rule?” Let’s look at some bizarre laws from across the U.S. (even if no one enforces them)! If you’re in Wyoming, avoid tattooing any horses. This law was made to stop people from making horses unrecognizable to their owners. Apparently, that was a big enough issue back in the day that it needed to be codified. Don’t tie your giraffe to a telephone pole or streetlamp in Georgia. Isn’t it embarrassing when there’s nowhere to tie up the family giraffe on a quick errand? Wait, what? Don’t tie that long-necked beauty to the wrong anchor point in Atlanta. It’s believed this rule was enacted to prevent animal abuse, but it is unclear why lawmakers got so specific.

the streets by diminishing catcalling from passing motorists. Reportedly, a second offense would require the offender to wear horse blinders in public! While these laws may seem silly, no one enforces them anymore — even though they’re still on the books. Instead of holding any weight, they offer a glimpse into the concerns of our forefathers. The next time you encounter a strange law in your town, take a moment to ponder the history; you never know what you might learn about the place you call home.

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Baby showers are entertaining, but nesting parties are fun and functional! This viral trend has been all over social media for good reason! Essentially, you invite over friends and work together to tackle tasks for the baby’s arrival. If this sounds like a good idea, here are four tips to keep your nesting party productive and enjoyable. Make a list of tasks and gather supplies beforehand. Does the nursery need to be painted or decorated? Does furniture need to be assembled? Do you have equipment that needs to be installed or tested? What about sanitizing bottles, washing and folding baby clothes or linens, and organizing the baby’s room? Figure out the priority tasks, then collect all the necessary supplies to complete the jobs at the party. Carefully select your guest list. Who is the most helpful amongst your inner circle? If you have friends notorious for hiding when a chore comes up, they probably wouldn’t be a good guest for your nesting party. But don’t invite too many people! As the saying goes, “Too many cooks in the kitchen spoil the soup.” Delegate jobs based on individual strengths. As guests arrive, dole out tasks based on their strengths. Is your cousin great at organizing? Put them in charge of the baby’s room. Is your bestie an excellent cook? Have them work on meal prepping some freezer options for those post-partum days when you need to fuel your recovery but don’t have the energy to feed yourself. Is your brother a gym rat? Assign him to rearrange furniture and other tasks requiring muscle. Aligning the tasks with everyone’s preferences or skills keeps frustrations to a minimum so you can enjoy this time with your loved ones. Keep it simple. Order takeout from a favorite local spot, provide beverages, and use disposable options for tableware. Remember, while fun is sure to be a byproduct of spending time with loved ones, the goal is to be productive, so the more manageable the party is to clean up and take down, the better. Skip the Baby Shower — Throw a Nesting Party! This Viral Trend Spotlights a Mom’s Needs

TAKE A BREAK

PERFECT PEACH COBBLER

Ingredients

• 2 tsp baking powder • 1/2 tsp salt • 1/2 cup cold butter, cut into pieces • 1/2 cup milk • 2 tbsp butter, melted

• 6 cups sliced fresh peaches • 1/2 cup granulated sugar • 2 tbsp all-purpose flour • 1/4 tsp ground cinnamon • 1/4 tsp ground nutmeg • 2 cups all-purpose flour • 1/3 cup packed brown sugar

Directions 1. Preheat oven to 375 F and grease an 8-inch square baking dish. 2. In a large bowl, combine peaches, sugar, 2 tbsp flour, cinnamon, and nutmeg; mix until blended, then spoon into prepared dish. 3. In a medium bowl, combine 2 cups flour, brown sugar, baking powder, and salt. 4. Cut in butter with forks or pastry knife until mixture resembles coarse crumbs. 5. Add milk and stir until just blended. 6. Drop dough by spoonfuls onto peach mixture and drizzle melted butter on top. 7. Bake for 40–45 minutes or until top is golden brown.

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Referrals Welcome We thank you so much for referring clients to us over the years. We are grateful that

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INSIDE THIS ISSUE

1

Personal Growth and Philanthropy: 2 Pillars of a Fulfilling September

2

Time-Tested Financial Tips

Bizarre Laws That Are STILL on the Books!

Perfect Peach Cobbler

3

What’s a Nesting Party? Plus, How to Throw One!

4

‘Survivor’s’ Erik Huffman Arrested for Domestic Violence

GETTING VOTED OFF THE ISLAND? This ‘Survivor’ Couple’s Marriage Might Be on the Rocks!

Reality star Erik Huffman was arrested for domestic violence charges following an alleged public altercation with his wife, Jaime Dugan, another alum of “Survivor.” The couple met while filming the show in 2007 and have been together since — however, new information hints at trouble in paradise for the pair. According to police reports, authorities responded to reports of a disturbance at a local convenience store in Spartanburg, South Carolina, this past January. They found Huffman, who told officers he was looking for his wife, claiming she had left him in the parking lot after the pair argued. Huffman seemed to imply that his wife might be thinking of harming herself, telling authorities that he wanted to make sure she was safe and medically okay. When police caught up with Dugan and got her side of the story, the plot thickened. According to the police report, she’d discovered while on the way to the store that her husband had a secret second phone, which led to a fight where Huffman broke one of Dugan’s fingernails and left a series of minor scratches on her hands. This incident made her feel unsafe, so she left him and drove away. Officers decided Huffman was the aggressor in the situation and arrested him on domestic violence charges; however, the case was closed the following day.

Married since April 2009, the pair has a child and found common ground in shared values, having both grown up in the South. “We were automatically connected because we grew up in the same town,” said Dugan in 2020. “We felt at peace with each other.” While neither one of them won their season of “Survivor,” Huffman ultimately finished in sixth place. This latest news leaves fans of the show and the couple in limbo as they wait to see how their relationship progresses. Will they be able to repair their marriage? And why does Huffman have a secret phone his wife doesn’t know about? Time will tell whether their union survives.

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¡Estos consejos financieros todavía funcionan!

LECCIONES DE VIDA DE LA GRAN DEPRESIÓN

y, hoy en día, varias aplicaciones como Uber, Instacart y otras ayudan a la gente a ganar lo suficiente para llegar a fin de mes. Si todo lo demás falla, considere la posibilidad de mudarse a una zona más económica, tal y como hicieron algunas familias en la década de 1930. Vaya a la cocina El costo de salir a cenar fuera sigue incrementando, por lo que cocinar en casa es una forma fácil y divertida de ahorrar dinero y conectar con la familia. Incluso si usted carece de habilidades culinarias, puede encontrar muchas recetas baratas y gratificantes de la época de la Depresión en internet o en la caja de recetas de su abuela. No todo el mundo disfruta cocinar, pero saber manejarse en la cocina reducirá drásticamente los gastos mensuales en comida. No reemplace, ¡repare! ¿Qué suele hacer cuando se avería un electrodoméstico? ¿Usted llama a alguien para que lo repare o simplemente compra uno nuevo? Ambas opciones son caras y ninguna era factible durante la Gran Depresión. ¿Qué hacían en aquel

entonces? Lo reparaban ellos mismos, una práctica que resulta aún más fácil en los tiempos modernos gracias a internet. YouTube es un excelente recurso para encontrar tutoriales de “hágalo usted mismo” para varios productos, y a menudo se pueden encontrar instrucciones paso a paso para modelos específicos. Cuide hasta el último centavo Una famosa cita de la Gran Depresión sigue vigente aun después de más de ocho décadas. Dice así: “Si cuida sus centavos, los dólares se cuidarán solos”. En otras palabras, incluso unas pocas monedas suman. No importa si usted ahorra 20 dólares o 20 centavos, con el tiempo se convertirá en un gran ahorro. Durante la Gran Depresión, la gente se unió para apoyar a sus comunidades, consciente de que la unión hace la fuerza, especialmente en lo que respecta a la supervivencia. A pesar de encontrarse tan lejos en el pasado, usted puede aprovechar la sabiduría de aquella época para escalar hacia un futuro financiero más brillante el día de mañana.

Filas para comprar pan, tiendas de campaña, gente luchando para encontrar empleo... la Gran Depresión fue una lucha a nivel nacional. Reflexionar sobre esta época histórica ofrece lecciones invaluables sobre supervivencia, fortalecimiento de las comunidades y resiliencia. ¿Qué podemos aprender de un período tan tumultuoso? Analicemos cuatro lecciones de vida perdurables de esta época. Sea flexible La adaptabilidad es fundamental para sobrevivir en tiempos difíciles. En caso de que surjan dichas situaciones, aprender a vivir dentro de nuestras posibilidades es crucial, lo que requiere mucha flexibilidad. Durante la Gran Depresión, la gente sabía que los trabajos ocasionales eran algo mejor que no tener trabajo de ningún tipo,

Ingredientes

EL COBBLER DE DURAZNO PERFECTO

• 1/3 de taza de azúcar

• 6 tazas de duraznos frescos en rodajas • 1/2 taza de azúcar granulada • 2 cucharadas de harina común • 1/4 de cucharada de canela molida • 1/4 de cucharada de nuez moscada molida • 2 tazas de harina común

mascabado bien compactado

• 2 cucharadas de polvo para hornear • 1/2 cucharada de sal • 1/2 taza de mantequilla fría, cortada en trozos • 1/2 taza de leche • 2 cucharadas de mantequilla derretida

Instrucciones 1. Precalienta el horno a 375 °F (191 °C) y engrasa un molde para hornear cuadrado de 8 pulgadas. 2. En un tazón grande, mezcla los duraznos, el azúcar, 2 cucharadas de harina, la canela y la nuez moscada; revuelve hasta tener una mezcla homogénea, luego, con ayuda de una cuchara, vierte todo en el molde que preparaste. 3. En un tazón mediano, mezcla 2 tazas de harina, el azúcar mascabado, el polvo para hornear y la sal. 4. Corta la mantequilla con un tenedor o un cuchillo para repostería hasta que parezca que la mezcla está formada de migas grandes. 5. Agrega la leche y revuelve hasta que esté bien mezclada. 6. Vierte la masa con una cuchara sobre la mezcla de duraznos y rocía la mantequilla derretida por encima. 7. Hornea de 40 a 45 minutos o hasta que la parte superior esté dorada.

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www.LouisBerkLaw.com 407-906-0500 Septiembre 2024

Car Accidents | Truck Accidents | Pedestrian Accidents | Slip & Fall/Premises Liability | Wrongful Death

VIENTOS DE SEPTIEMBRE INSPIRAR GENEROSIDAD Y SUPERACIÓN PERSONAL

propone mejorar solo un 1 % cada día, verá una mejora del 365% en un año, ¡lo cual es muchísimo! Cuando se centre en esos pequeños pasos, notará cambios significativos con el tiempo.

Ha llegado septiembre: ¡este año ha pasado volando! El mes que viene se presenta ajetreado para nuestra familia, pero celebramos dos efemérides muy queridas para mí: el mes de la superación personal y el día internacional de la caridad. En lo que se refiere a trabajar en mí misma, siempre quiero más. A veces, esto puede ir en mi detrimento, pero también es una ventaja increíble. Permítanme que me explique.

Estoy increíblemente orgullosa de compartir que nuestra empresa ha experimentado un aumento de casi diez veces en los ingresos en menos de dos años, y estamos en camino de un crecimiento aún más significativo. Mi atención se centra siempre en la mejora de las operaciones comerciales y el

El 5 de septiembre celebramos el día internacional de la caridad. Siempre he creído que el secreto de la vida y la riqueza reside en dar a la caridad. Para crear verdadera riqueza, hay que dar a los demás. Mi rabino me enseñó esta valiosa lección: da dinero incluso cuando no tengas mucho. Es natural pensar que hay que esperar a tener suficiente para compartir, pero el verdadero secreto es dar cuando se tiene poco. Este principio, arraigado en las enseñanzas religiosas, subraya que la generosidad, especialmente en tiempos de escasez, es la clave de la prosperidad. Me encanta la caridad. Cuando da, ya sea a una organización contra el cáncer, a su causa favorita, a una sinagoga, a una iglesia o a cualquier organización sin ánimo de lucro, no solo está ayudando a los necesitados, sino que también está inspirando y empoderando a los demás. También está haciendo algo positivo por usted mismo. Numerosos estudios han demostrado que dar a los demás puede aumentar significativamente su propio bienestar. Cuando otros miembros de la comunidad me ven dar, les inspira a hacer lo mismo. Las contribuciones a mi sinagoga permiten a mi rabino apoyar diversos programas comunitarios, lo que crea un efecto dominó de generosidad. Esta reacción en cadena puede inspirar y repercutir en innumerables vidas y llegar potencialmente a millones. Es un potente ejemplo de cómo los actos individuales de dar pueden dar lugar a un cambio positivo generalizado.

servicio al cliente para garantizar que seguimos prestando un servicio excelente a nuestros clientes. Trabajo constantemente para perfeccionar nuestros procesos y mejorar la experiencia de nuestros empleados. Cuando un empleado se marcha, realizamos entrevistas de salida para obtener información muy valiosa. Esta opinión nos ayuda a convertirnos en una empresa mejor y a mejorar continuamente nuestro entorno de trabajo y nuestras prácticas. Personalmente, siempre me esfuerzo por ser mejor marido y padre, y hago un esfuerzo consciente por centrarme en mi salud comiendo bien. Mi afán de mejora constante nunca se detiene. Sé que no soy perfecto: todos somos humanos. Mi objetivo es ser mejor de lo que era el día anterior, pero no espero cambios drásticos de la noche a la mañana. A veces, es tan sencillo como saltarse el postre, lo cual, si me conoce, es un verdadero sacrificio: me encanta el postre. También hago pequeños cambios, como eliminar el azúcar de mi café. Se trata de crear hábitos. Un día sin azúcar se convierte en dos, luego en una semana, y así sucesivamente. A menudo se dice que si se

Espero que todos tengan un septiembre fantástico y que den el pistoletazo de salida a la temporada de otoño. Con suerte, ¡este tiempo empezará a refrescar pronto! -Louis Bernardo Berk

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