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EVER WONDER WHERE THE BEST REAL ESTATE MINDS INVEST? Follow the Smart Money
CSMC knows real estate. The bedrock underpinning the company is its prudent investment philosophy, strong underwriting, and exceptional performance track record. CSMC’s infrastructure allows for a collaborative approach to deal structuring, underwriting, and funding to help ensure that the needs of its Investors and Borrowers are aligned in a win-win fashion. Farsighted, thoughtful, and experienced. The fundamental goal of CSMT is to preserve the capital of its investors, while providing them with consistent growth and stable returns over the long term. Simply put, conservatively opportunistic. Canada’s housing shortage is both a generational challenge and opportunity. Choose Cameron Stephens Mortgage Trust and add yourself to the equation. *Past performance may not be indicative of CSMT’s future performance. 1. Statistics Canada – Population Projections for Canada (2021 to 2068), Provinces and Territories (2021 to 2043) – August 22, 2022 2. CMHC – Canada’s Housing Supply Shortages: Estimating what is needed to solve Canada’s housing affordability crisis by 2030 – June 23, 2022 Please note that this investment is only available to those who qualify as accredited investors under applicable securities laws.
investments originated and underwritten by its manager, CSMC. CSMT is open to accredited investors looking to add real estate to their portfolio through providing residential land, development, and construction loans. Even throughout the COVID-19 pandemic, these asset classes have remained resilient, and the current focus by all levels of government on addressing the housing shortage is providing a stronger impetus to growth. When you’re balancing risk and reward, you will appreciate that CSMT’s aim is both rewarding and conservative: superior risk-adjusted returns with minimal volatility. There is a lot of history to support that aim: CSMT has no loan losses since inception, and its net annual returns since inception have ranged from 7.4%-8.0%*. CSMT’s YTD 2023 net annualized return is 9.6%* as the majority of its loans are indexed to the Prime Rate, which has increased significantly over the past 12 months. Another reassuring fact is that CSMT is a private fund that isn’t linked to volatile public markets. And based on CSMC’s stellar credit quality, there is no anticipated unit price volatility. Issuances are held monthly, so there are regular opportunities to invest.
We’ve done the math. Too much demand and nowhere near enough supply. That spells opportunity for anyone who can help solve the problem. With half a million more people every year 1 , Canada’s population is growing significantly faster than our housing supply. The numbers tell a powerful story. Ontario alone needs 1.8 million homes beyond what would normally be constructed by 2030 2 - a number that at present appears hard to reach. It’s a generational challenge with enormous market potential, and that means many new players will be attempting to enter this field. For investors looking to minimize risk, that’s where the stable performance and consistent track record of Cameron Stephens Mortgage Capital (CSMC) comes in. Established in 2004, CSMC is a leading non-bank mortgage lender that specializes in residential land, development, and construction financing. The current CSMC portfolio includes over $3 billion in assets under management , of which over $2.4 billion is managed for institutional investors and $0.6 billion is managed for private investors, including several large family offices. Cameron Stephens Mortgage Trust (CSMT) was created in 2019 to offer institutional and private investors the opportunity to invest in a diversified portfolio of primarily first mortgage
For more information, contact us! Contact: 416-591-8787 x 241 CameronStephens.com/Investing
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