Kelly Law - August 2017

OFFICES IN NORTHWEST INDIANA AND SOUTH BEND

E THE GUIDANCE TO GET YOU THROUGH Legal Counsel Is About More Than Just Obtaining Money connection have always been the things that have sustained me, so I could never see myself stuck in some windowless cubicle without talking to anybody all day long. I have to say, as a personal injury attorney, I definitely got my wish. The sheer variability of people’s personalities and experiences keep me on my toes each and every day. It might be that my drive for resolving conflict, supporting others, and seeking justice stems from my “middle-child syndrome.” All the way through childhood, I was constantly playing mediator between my siblings, trying to find the best compromises or outcomes that served whichever one I felt was in the right. Not only that, but I was always playing team sports. All of this really proved that constant support is needed for any venture, whether it’s beating the other team or securing the funds to recover from a catastrophic injury. ver since I was a teenager, I knew I wanted to work with people. Conversation, communication, and

As I tell my wife, a huge portion of my job isn’t the end result. Whether we obtain money or a satisfactory resolution are both big concerns, but most of my time is spent simply providing counsel for my clients across every step of the process and providing them with the options they otherwise wouldn’t realize they had. Though I’m not a licensed therapist, you might say I do my fair share of“armchair psychology.”The people who come in to my office are often discouraged. It’s my job to get them to stay strong and look at the positives. Sure, life didn’t work out as planned, but at least they have their friends and family. There are always things they can do to anticipate future changes or services I can put them in touch with to in a bad situation. They’re debilitated by a terrible injury, downtrodden, and

1 help them through their situation. I need to be a constantly reassuring voice, telling them that there is still hope. They may not be on the easiest path a person walks, but with my guidance, there are many avenues they can take to move on and thrive. The attorney-client relationship is a powerful thing. After all, I’m working for months with many of these clients, aiding them every step of the way. Getting to know my clients’ stories, motivations, desires, and fears —who they are as people — enables me to fight harder for them than anyone else. Joe Bombagetti

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THISMONTH INHISTORY

While young men were being cut down by the newest technology in the trenches, the folks back home in many European nations were being cut down by famine and disease. The war put immense pressure on lines of supply, pressure that was intensified by intentional blockades of civilian food supplies by both sides of the conflict. Historian N.P. Howard writes that these blockades “spread death and disease, as famine encroached upon the civilian populations of Central Europe.”Blockades on some countries, especially Germany, were not lifted after the war ended in 1918. Punitive measures like these were designed to prevent Germany from rising again. Instead, they resulted in needless death and more tensions between Germany and the rest of the world—which ultimately led to the SecondWorldWar a few decades later. Some countries fared better. America and Canada, untouched at home across the Atlantic, found what Canadian Lieutenant Timothy C. Winegard describes as“a context of nationhood and a sense of pride in an achievement”as new-world nations testing their mettle. They had no food shortages, and the war boosted their economies. This was particularly true in America, which entered the war relatively late for the final effort to topple the German alliance. It was the United States’first European intervention. But in August 1914, nobody knew any of that. Not the world leaders, not the men and women back home, and certainly not the millions of soldiers headed for the trenches. It was a lesson the world would never forget, even when war broke out again two decades later.

AUGUST 1914

August 1914 may be the most important August in history. Earlier that summer, Archduke Franz Ferdinand had been assassinated in Sarajevo (in an attempt that was almost botched but was ultimately successful). Tensions that had been simmering in Europe for years began to boil over, and in August the first shots were fired— the beginning of WorldWar I. Patriotic and nationalistic jingoism amongst European nations soon turned to horror as the full picture of mechanized slaughter became clear to all. By the end of the year, a million European soldiers and citizens had been killed in the trenches and city streets. They were the first casualties of a war that would claim the lives of 16 million— and the souls of a rapidly globalizing world.

IF YOU’RE IN A MOTORCYCLE ACCIDENT, WILL YOUR INSURANCE BE ENOUGH? TOO MANY RIDERS GET STUCKWITH THE BILL AFTER AN ACCIDENT — DON’T BE ONE OF THEM

insurance limits, or the limits of the negligent driver, you may be forced to pay for your medical expenses on your own.

If you’re involved in a motorcycle accident, even if it’s not your fault, you may end up footing a lot of the medical bills. Many riders erroneously believe that all of their medical expenses and

One way to mitigate this risk is to have uninsured motorist and underinsured motorist insurance coverage. UM and UIM will protect you and your passenger for any bodily injury that you may sustain in an accident involving a driver with no liability insurance, or a driver

long-term care expenses will be covered by the at-fault driver and their insurance. After all, isn’t that what insurance is for?

In reality, this is far from the truth. While most states require all individuals to carry liability

with insufficient insurance to cover your injuries, respectively.

insurance on their vehicles, it’s often painfully inadequate following a serious motorcycle accident. Even worse, many auto drivers are underinsured or not insured at all. After a catastrophic accident, the costs of medical bills and rehabilitation can quickly exceed your insurance limits. Recent statistics show that a fatal motorcycle accident can cost around $1.2 million in damages, while the average cost of a motorcycle injury can range from $2,500 to over $1.4 million. Unfortunately, when your medical expenses exceed

Even though many states allow motorcyclists to opt out of UIM/UM coverage, all motorcyclists should purchase this insurance to protect themselves. At Kelly Law, we see riders hurt all the time, stuck with fat medical bills that just keep adding up. Make sure you speak to your insurance broker about UM and UIM coverage. A few extra dollars now may be the best money you’ve ever spent protecting yourself.

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The Trinity of American Bike Rallies STURGIS, DAYTONA, AND LACONIA

it began as a race over road and sand, the rally is now a beach party aimed specifically at enthusiasts. Both Sturgis and Daytona contend they are home to the world’s largest motorcycle rally, but attending either has become a rite of passage, nomatter which actually brings in more bikes.

For both seasoned riders and those new to the scene, there’s nothing like the thrill of amotorcycle rally. Events like these are a chance to spend time with others who have a passion for anythingwith two wheels and amotor. Rallies come in all shapes and sizes across the United States, but there are three events in particular that showup on every rider’s bucket list.

LACONIAMOTORCYCLEWEEK Laconia, NewHampshire

STURGISMOTORCYCLE RALLY Sturgis, SouthDakota

Theremay be some dispute over which rally is America’s biggest, but there’s no arguing about the oldest. LaconiaMotorcycleWeek has been around since 1923, and it shows no signs of slowing down. The marquee event of Laconia is a guided gypsy tour to NewHampshire Motor Speedway, culminating in a series of vintage bike races. Live music, hill climbs, and stunt shows are other can’t-miss Laconia fixtures. If your dad’s into bikes, Laconia ends on Father’s Day, making it the gift of a lifetime.

When the riders for IndianMotorcycles began the Sturgis Motorcycle Rally, usually referred to as“Sturgis,”in 1938, there were a couple dozen attendees. These days, the event routinely draws north of 500,000 people.While the bikes are themain attraction, Sturgis features everything from street food tastings to tattoo competitions. And for five days every August, it’s the center of themotorcycle universe.

DAYTONA BIKEWEEK Daytona Beach, Florida

If five days isn’t long enough of a rally for you, Daytona BikeWeek is happy to offer twice that everyMarch. Though

Grilled Mexican

STREET CORN

INGREDIENTS

Make the most of these remaining summer weeks and take dinner outside to the grill! You don’t need to visit the fair for this delicious, classic street food.

¼ cup mayonnaise

1 medium clove garlic, minced

¼ cup sour cream

¼ cup finely chopped cilantro leaves

½ cup finely crumbled feta cheese

4 ears corn, shucked

½ teaspoon chili powder

1 lime, cut into wedges

DIRECTIONS 1. Set burners of gas grill to high heat and allow to preheat for 5 minutes. 2. Combine mayonnaise, sour cream, cheese, chili powder, garlic, and cilantro in large bowl. Stir until well combined and set aside. 3. Place corn on hot grill, rotating

4. Transfer corn to bowl with cheese mixture and use large spoon to evenly coat each ear on all sides. Sprinkle with extra cheese and chili powder and serve immediately with lime wedges.

occasionally. Grill until cooked through and charred in spots on all sides, for about 8 minutes.

Recipe inspired by seriouseats.com.

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PRST STD US POSTAGE PAID BOISE, ID PERMIT 411

5521West Lincoln Highway Suite #101 Crown Point, IN 46307

THIS ISSUE Inside

The Guidance to Get You Through Page 1 August 1914 Will Your Insurance Be Enough? Page 2 Sturgis, Daytona, and Laconia Grilled Mexican Street Corn Page 3 An Eclipse From Coast to Coast Page 4

Advertising Material

Where to Watch the Great American Eclipse View of a Lifetime

On August 21, 2017, the greatest show of the summer will take place in the United States: a total solar eclipse! This eclipse will be visible across North America, but the path of totality — the area where the moon completely covers the sun —will only fall in the continental U.S., leading this cosmic event to be called the Great American Eclipse.

low rolling hills, and no towering buildings to get in the way, the Sandhills are sure to be a popular viewing spot. The Museum of Idaho, Idaho Falls, Idaho The Museum of Idaho has been designated an Official NASA Observation Site, and the museum is hosting four days of awesome events to celebrate. Enjoy live presentations, technology demonstrations, and special exhibits as you prepare to watch the total eclipse with NASA scientists. Visit the official website of the Great American Eclipse at greatamericaneclipse.com for everything you need to know about this once-in-a-lifetime sight!

If you’re already in the United States, a day’s road trip is all you need to grab a front row seat for this rare astronomical occurrence.

Columbia, South Carolina Need a place to watch the eclipse in the southern U.S.? Then get yourself to South Carolina, where the state capital of Columbia is almost right in the middle of the path of totality. Plenty of hotels make Columbia a great viewing location for those who don’t want to camp out, and the vibrant city life means you’ll have a lot to do even when the eclipse is over. Sandhills, North Platte, Nebraska In the heartlands, you’ll be hard-pressed to find a more perfect viewing location than the Sandhills of western Nebraska. With wide-open skies,

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