We’re bringing clarity and taking out the complexity of choosing the right health insurance coverage that suits your needs. It’s time to GROW with change.

CHALLENGES FACING AGRICULTURE • Rising healthcare costs and premiums • Increased claims driven by chronic conditions

• Healthcare literacy • HR workloads and compliance

Navigating health insurance coverage has become increasingly complex — and costly — for the agricultural industry. Neither employers nor employees receive clear, transparent information from providers. HR is overwhelmed with perplexing workloads and compliance issues, and employers face increasing claims linked to chronic conditions. To meet these challenges, we’ve re-engineered and expanded our service model to help curb rising healthcare costs, support HR, and improve transparency and healthcare literacy. We’re taking a data-driven approach, from utilizing predictive modeling and claims data to offering health management tools that help you better educate your employees, lowering overall costs. By leveraging our benefits database and offering programs such as our proprietary Western Growers Assurance Trust, we work with you to create a three-year plan to bring clarity to the process. We provide benefit packages that utilize the most affordable networks of care, offering custom tiers of medical access while addressing chronic conditions. And we help you manage your risk with our full-service solution that takes you through identification, analysis, control, financing, and administration. With nearly a century of experience, the nuances of agri-business filter into all of our solutions and services. When you work with Western Growers, we don’t treat you as just another customer — you’re a member of our community. Western Growers Insurance Services; GROW With Change.

WE are delivering: > Transparency > Data-driven decision making > Agri-business experience > Advice and education



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