Disability Insurance Coverage
The goal of J&LVentures Disability Insurance Plan is to provide you with income replacement should you be unable to work due to a non-work-related illness or injury. The company provides employees with the option to purchase voluntary “Short and Long Term Disability” income benefits.
Both the short term and long term disability coverages are offered through Anthem Life.
Insurance Carrier:
Anthem Life Short-Term Disability Insurance
Plan Type:
Voluntary
Eligibility Requirement
All Full Time Employees
Benefit Percentage
60%
Waiting Period - Accident Waiting Period - Sickness Maximum Weekly Benefit Pre-Existing Condition
14 Days 14 Days $1,000
3/12
Benefit Duration
11 Weeks
Insurance Carrier:
Anthem Life Long-Term Disability Insurance
Plan Type:
Voluntary
Eligibility Requirement
All Full Time Employees
Waiting Period
90 Days
Benefit Percentage
60%
Maximum Monthly Benefit
$5,000 SSNRA 2 Years
Benefit Duration
Own Occupation Definition Partial Disability Benefit
99% during Own Occ; then 85%
Mental Disorders Drug & Alcohol
24 Months per Lifetime 24 Months per Lifetime
9 J&L Ventures, LLC 2022 Enrollment Guide
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