2023 SBC for Cigna HSA Plan

What You Will Pay

Common Medical Event

Limitations, Exceptions, & Other Important Information pregnancy. Cost sharing does not apply for preventive services. Depending on the type of services, a copayment, coinsurance or deductible may apply. Maternity care may include tests and services described elsewhere in the SBC (i.e. ultrasound). Coverage is limited to 120 days annual max. 16 hour maximum per day (The limit is not applicable to mental health and substance use disorder conditions.) Coverage is limited to annual max of: 90 days for Rehabilitation services; 36 days for Cardiac rehab services; 20 days for Chiropractic care services Limits are not applicable to mental health conditions for Physical, Speech and Occupational therapies. Services are covered when Medically Necessary to treat a mental health condition (e.g. autism) or a congenital abnormality. Limits are not applicable to mental health conditions for Physical, Speech and Occupational therapies. Coverage is limited to 90 days annual max.

Services You May Need

In-Network Provider (You will pay the least)

Out-of-Network Provider (You will pay the most)

Childbirth/delivery professional services

20% coinsurance

50% coinsurance

Childbirth/delivery facility services

20% coinsurance

50% coinsurance

Home health care

20% coinsurance

50% coinsurance

Rehabilitation services

20% coinsurance/visit

50% coinsurance/visit

If you need help recovering or have other special health needs

Habilitation services

20% coinsurance/visit

50% coinsurance/visit

Skilled nursing care

20% coinsurance

50% coinsurance 50% coinsurance

Durable medical equipment 20% coinsurance

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