HOME SUPPLEMENT
THINGS TO CONSIDER BEFORE BUILDING YOUR OWN HOME HABITATION SUPPLÉMENT
ject. Loan insurance may also be a wise investment. THE SCHEDULE Ideally, aim to spread out the work over a six- to ei- ght-month timeframe, and schedule a buffer period between each subcontractor so that you can attend to any issues that might arise. Being prepared for potential delays could save money on postpone-
ment fees. Finally, if you want to become an owner-builder, it’s useful to have certain technical skills and a good un- derstanding of the scope of the work to perform. This will help you evaluate quotes from suppliers and coordinate efficiently between the different contrac- tors present on the jobsite.
OVER 25 YEARS CUSTOM DESIGNED CABINETS “3D Presentations” Manufactured on premises FREE ESTIMATES 613-448-2739
Are you thinking of acquiring a lot, hiring various subcontractors (maybe even doing some of the work yourself) and otherwise building your own home from scratch? While such an ambitious project could save you a ton of money, it requires both time and energy and involves a fair share of risks and challen- ges. Here are some key points to keep in mind to en- sure that everything goes smoothly. THE BLUEPRINTS The first step of your project will be to secure quality blueprints. You can either go with pre-existing plans or else entrust the drafting to a professional if you want something that’s fully customized to your tas- tes. In any case, make sure that the blueprints conform to your local bylaws and construction regu- lations. And make several copies, just in case. BUDGET AND FINANCING As soon as possible, and before starting the work,
find out how much money you can borrow, then open accounts with your suppliers. Make sure your budget is comprehensive and accounts for the cost of materials, labour, permits, legal fees, and, of course, the inevitable unexpected scenarios. A good thing to keep in mind is that your bank or lending institution will likely only distribute funds incrementally, at cer- tain predetermined stages of the project. RULES AND REGULATIONS Make sure to acquire all necessary building permits and thoroughly research your legal obligations. In addition to the paperwork, you’ll be responsible for paying your workers and ensuring the safety of the jobsite. In some circumstances, hiring workers requi- res you to register as an employer. INSURANCE Having public liability, fire and theft insurance is strongly recommended for the duration of the pro-
13650 County Rd. 13, Morewood • 1-800-426-4087
Invitation Ma première maison Date : 3 mai 2018 Heure : Souper servi à 18 h Conférence à 19 h Lieu : Club de golf Casselview 844, chemin Aurèle Casselman
COUVRE PLANCHER
FLOOR COVERING INC. (1997)
ANS! 40 À VOTRE SERVICE DEPUIS
° Remise * de 1000$ pour nouveau gradué ° Remise * de 250$ pour référencement d'un prêt hypothécaire ° Remise * de 100$ pour un nouveau membre et 100$ de plus pour un référencement
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HEURES D’OUVERTURE Lundi au mercredi, de 8 h à 17 h Jeudi, de 8 h à 20 h
613 443-5538 781-C, rue Notre-Dame, Embrun, ON couvreplancher@bellnet.ca
Confirmez votre présence auprès de Mélanie Leroux au 613-443-2992, poste 7080237 ou par courriel melanie.u.leroux@desjardins.com .
Vendredi, de 8 h à 17 h Le samedi, de 9 h à 12 h
*Certaines conditions s’appliquent
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