Medical and Prescription Plans Medical Plan Options
NextGen Healthcare knows everyone has different health care needs. To help meet those needs, we offer three different medical plan options to you through Anthem , with a range of coverage levels and costs. You can use both in-and out-of-network providers in all options, although you’ll pay less if you use providers within the network. The $750 Deductible Plans is a Preferred Provider Organization (PPO) plan , with higher premiums but with lower deductibles. This option may suit you if you expect frequent doctor visits and prescriptions during the year. The $2,000 and $3,000 Deductible Plans are High Deductible Health Plans (HDHP) and include a tax-advantaged HSA that you can use to pay for current or future health care expenses. These options may benefit you if you expect low benefit costs throughout the year. Key Features All of NextGen Healthcare’s medical plans offer: • Comprehensive, affordable coverage • Free in-network preventive care, with services such as annual physicals, recommended immunizations, and routine cancer screenings covered at 100%. See more covered preventive services in this guide • Access to virtual care 24/7 through Anthem’s LiveHealth Online service, which connects you to board certified physicians and licensed therapists by phone, video chat, or mobile app anytime • Prescription drug coverage through RxBenefits (powered by CVS/Caremark) included with each medical plan • Financial protection through annual out-of-pocket maximums that limit the amount you’ll pay each year
Tip: If you need extra protection from large or unexpected medical expenses, learn more about your options in the Supplemental Health Coverage section.
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