BENEFIT INFORMATION
Benefit
Who pays the cost?
Kisinger Campo & Associates pays approximately 70%-85% of the employee cost and 70%-75% of the dependent cost for health coverage.
Medical
Kisinger Campo & Associates offers dental coverage on a voluntary basis.
Dental
YOUR BENEFITS PLAN
Kisinger Campo & Associates offers a variety of benefits allowing you the opportunity to customize a benefits package that meets your personal needs. In the following pages, you’ll learn more about the benefits offered. You’ll also see how choosing the right combination of benefits can help protect you and your family’s health and finances – and your family’s future.
Kisinger Campo & Associates offers vision coverage on a voluntary basis.
Vision
Kisinger Campo & Associates pays 100% of the cost for Basic Life and AD&D coverage.
Basic Life and AD&D
Kisinger Campo & Associates offers additional life coverage on a voluntary basis.
Voluntary Life
Kisinger Campo & Associates pays 100% for towards short term disability coverage.
Short TermDisability
Kisinger Campo & Associates pays 50% of the cost for long term disability coverage.
Long TermDisability
PRE-TAX BENEFITS
CHOOSING YOUR BENEFITS
The premium for elected coverages are taken from your paycheck automatically. There are two ways that the money can be taken out, pre-tax or post –tax.
WHY DO I PAY FOR BENEFITS WITH PRE-TAX MONEY?
There is a definite advantage to paying for some benefits with pre-tax money. Taking the money out before your taxes are calculated lowers the amount of your pay that is taxable. Therefore, you pay less in taxes.
WHICH BENEFIT PREMIUMS ARE TAKEN BEFORE TAX?
PRE tax –
Medical, Dental, and Vision
POST tax –
$
$
Life and Disability
$
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