Rinehardt Law - October 2022

Take a look at our October newsletter!


BE SMART, GET RINEHARDT Rinehardt Law | RinehardtLawFirm.com | 419-LAW-2020


I have been impatiently waiting for this October to arrive all year, as I have exciting personal news to share: On Oct. 22, I am getting married to my fiancé, Christopher Green. Chris and I met when we were students at Ohio State law school back in 2017. I was in my second year, and Chris was in his third. At the beginning of my second semester of that

year, I was starting an internship at a law firm in downtown Columbus, where Chris also happened to be interning. We met on my first day, became fast friends, and started dating soon thereafter. Over the last five years, Chris and I have gone through many life transitions together. We were together as we respectively transitioned from law school students to full-time working attorneys. After a year or so of working at a law firm in Dublin, Chris left that position to join the firm where I was working at the time. Working together posed a new challenge of developing a professional relationship as colleagues. After a couple of years of working together, I decided to join Rinehardt Injury Attorneys, and Chris supported me as I transitioned into my new role practicing alongside my parents. Now, Chris and I are about to begin yet another new chapter in our lives: getting married. Over the last year and a half of our engagement, I have often wondered what will change for us after the wedding. Of course, it’s impossible to know what the future may bring. As many of our clients know, our entire lives can be flipped upside down in the blink of an eye; in a split second, everything can change.

To me, marriage is commitment to each other despite life’s uncertainties. Oscar Wilde wrote, “The very essence of romance is uncertainty.” For me, it is precisely the commitment to one another in the face of the uncertainties of life that I find to be so romantic about marriage. Despite not knowing what challenges we may face in the future, or what obstacles we may have to overcome, we are committing to each other that we will endure it all together. Despite not knowing how we each may change, or what future experiences may have an impact on us, we promise to accept these changes and support one another as we evolve individually and as a family. Despite all of the unknown variables that may alter our course, we choose to discover, learn, and grow together. But just as much as marriage is about coming together despite the uncertainties of the future, it is equally about creating a future together. I feel very lucky to have found the person I want to create a life with and who I know will be there by my side through all the ups and downs. Although much remains unwritten, Chris and I will discover how it unfolds together.

- Rachel

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The way people retire nowadays is a bit different than what it used to be. On the surface, retirement planning has not changed too much — you work, you save, and then you retire. While the mechanics may be the same, retirement planning now comes with a whole new set of complex factors. Get Started Now! IT’S NEVER TOO LATE TO PLAN YOUR RETIREMENT

Moving a parent into an assisted living facility can be incredibly difficult. During this time, emotions are high for everyone involved. Your parents could be scared of losing their independence, having to make new friends, or adapting to a new environment. You want to do everything in your power to help the situation, but there will be times when you simply don’t know how to help. You will likely second-guess your decision during the first few weeks and may even feel guilty about your choice. If you find yourself in this situation, try using one of the following strategies to make the transition easier for your parents and yourself. If possible, visit often. You don’t want your parents to feel lonely or abandoned, so you should make an effort to visit as often as possible when you first move them into the facility or nursing home. It might be easier for them to meet others in the common area if they have you around as support. If you can’t make it, you can always send another relative or friend to check in on them. But if you notice your parents are spending all of their time in their room or depending on you for all companionship, you may need to give them some space so they can make new friends. Get to know the team at the facility. You do not have to take care of your parent on your own. There’s an entire team dedicated to helping those living in nursing homes or assisted living facilities. Whenever you visit, get to know the people helping your loved one. They’ll be able to notify you of behavioral changes or anything else you should be aware of. There may also be times when your parent is uncomfortable asking the staff for help or a specific item, so try to be their advocate and ask the staff on their behalf. Give it time. There will be setbacks, moments of discomfort, and guilty feelings. This might not be an easy transition, no matter how you approach it. Senior living experts say it typically takes between 3–6 months for someone to adjust to assisted living. It might take longer or shorter depending on your parent’s attitude and adaptability. Give it time and be ready to assist when you’re needed. GET YOUR CAR SEAT INSTALLED BY A CERTIFIED TECHNICIAN Successfully Move Your Parent Into Assisted Living With These 3 Strategies

It can be overwhelming for some, but if you focus on what you can control and develop a comprehensive plan, you can be just as successful.

Kickstarting Your Plan While starting to save early is a great idea, it is okay to set money aside for more immediate needs and focus on saving when you’re older. Some things to keep in mind when starting your plan include the following:

• •

Create a budget.

Set automatic transfers between checking and retirement accounts.

Create an emergency account that allows you to cover any unexpected expenses, such as a broken water heater, without throwing your retirement plans out the window.

• Pay down debt so you can be debt-free in your non-earning years.

Saving for Retirement Whether you plan to retire early, late, or never, having an adequate amount of savings can make all the difference. The last decade or so before you plan to reach retirement can be especially crucial. By then, you may have a good idea of when (or if) you want to retire, and still have time to make adjustments, if needed, or even boost your savings before you retire. You will need to think about how much everything will cost, and though we don’t know what prices will be like in the future, it’s important to plan for higher prices in the years ahead. This can include the following: • Housing costs — rent, mortgage, heating, water, and maintenance • Health care costs • Day-to-day living expenses — food, clothing, transportation • Entertainment — restaurants, movies, plays, and personal hobbies. Few things are more nerve-wracking than the thought of outliving your resources, and if your retirement savings are not managed properly, they can be inadequate for your needs. But this is fully within your control, and you can decide what is best for you for a successful retirement.

2 Rinehardt Law | BeSmartLegal.com

I have been making this recipe since it first appeared in the August/September 1996 issue of Chocolatier Magazine. As with any really good recipe, my old magazine is stained, torn, and the pages are fragile. The words are getting hard to read. Since I am typing it up, I thought I would share it. It’s an oldie but a goodie that stands the test of time. Enjoy! –Hillary DIRECTIONS CHOCOLATE CARROT CAKE

INGREDIENTS Cake • 2 cups all-purpose flour • 2 cups sugar • 1/3 cup unsweetened cocoa powder • 1 tsp salt • 1 tsp baking powder • 1 tsp baking soda • 4 large eggs • 1 1/2 cups vegetable oil • 2 cups shredded carrots (about 5 carrots) Cream Cheese Filling • 4 oz cream cheese, softened • 2 tbsp unsalted butter, softened • 1 tbsp vanilla extract • 1/2 cup powdered sugar Chocolate Frosting • 3/4 cup (1 1/2 sticks) unsalted butter • 1/2 cup plus 2 tbsp unsweetened cocoa powder • Pinch of salt • 3 cups powdered sugar • 1/4 cup plus 2 tbsp half and half • 3/4 tsp pure vanilla extract

Make the chocolate cake: Place rack in the center of the oven and preheat to 350 F. Lightly butter the bottom and sides of two 9-inch round cake pans. In a large bowl, whisk together flour, sugar, cocoa, salt, baking powder, and baking soda. Sift flour mixture onto a piece of waxed paper and set aside. In the bowl of a stand mixer, beat eggs and oil until combined. Slowly add the flour mixture at low speed and mix until just combined. Fold in the carrots. Scrape the batter into the prepared pans and bake for 35–40 minutes until a toothpick comes out just clean. Cool completely on a wire rack.

Make the filling: Using electric mixer, beat the cream cheese and butter at low speed until creamy, about 1 minute. Add vanilla and powdered sugar and continue beating until smooth, scraping down sides of bowl occasionally. Make the frosting: Using electric mixer, cream the butter, cocoa powder, and salt at low speed for about 1 minute until combined. Add sugar, half and half, and vanilla and mix on low speed. Scrape down sides of bowl and continue beating on high speed until light and fluffy, about 2 minutes. Assemble the cake: Place 1 cake layer on cardboard cake circle or cake plate. Spread the cream cheese filling over the top. Place second cake layer on top of the filling. Spread chocolate frosting to the sides and top of the cake using an offset spatula. Use the extra frosting to decorate the top and bottom border using a pastry bag, if desired. (It will taste just as good without decoration!)


Hillary recently moved her dad, Jack, to the assisted living facility Primrose, where he spent the final months of his life. Although the entire staff at Primrose is wonderful, one nurse went above and beyond to help Jack get adjusted to his new home. Lora Brown has been a nurse for 40 years. Lora knew just what to say to help Jack feel comfortable from day one. She is warm, empathetic, and kind. She consistently renders professional, expert care with levity and a sense of humor. Lora’s calm and patient demeanor puts her patients at ease and gives families peace of mind. It is obvious she is passionate about her job, and she truly cares about her patients.

Lora says that since the start of the COVID-19 pandemic, she has noticed that people are afraid to touch each other and are more withdrawn. She says we need to reconnect with people. She has recognized that the Primrose residents need extra hugs. She takes the time to give those hugs and look into their eyes and really see them. She challenges others to do the same. Thank you, Lora, for your commitment to patient care and advocacy. We are so lucky you took care of Jack during this difficult transition. We hope others will accept your challenge and go the extra mile!

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2404 Park Ave. W., Mansfield, OH 44906 419-LAW-2020 BeSmartLegal.com


1 Wedding Bells Ring Oct. 22 2 Making the Move to Assisted Living

Retirement Plans Are Evolving

3 Chocolate Carrot Cake

Inspiration Corner — Lora Brown

4 6th Annual Thanks-GIVE-away

6th Annual Thanks-GIVE-away We are looking forward to putting turkeys on tables again this year for those families in our community who are facing adversity or hardship and need a helping hand. We will be giving away turkeys on a first-come, first‑served basis on Friday, Nov. 18, from 3:30–5:30 p.m. Thanksgiving is a time to gather around the table, share a special meal, and give thanks. Rinehardt Injury Attorneys want every family in our community to have the opportunity to enjoy the holiday without financial stress. If you or someone you know needs a helping hand, come and see us on the 18th! Follow us on Facebook for details!


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