Lighten the load Holiday spending: How are you trending? CHECKING IN
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IF YOU’RE TRENDING WHERE YOU INTENDED, KEEP GOING First, let’s applaud if you’ve stayed on track. If you established a holiday spending plan and are following it, keep
your finger on the pulse. Keep checking in with your spending to keep the positive trend going.
1. 2.
When it comes to holiday spending, your financial trend is simply the direction your spending is headed compared to where you intended it to go. Maybe you’re right on
IF YOUR SPENDING IS DRIFTING, REDIRECT Look at what changed and decide what happens next. That may mean scaling something
track. Perhaps you haven’t really gotten started. The important thing is knowing where you are while you still have time to decide where you want to go.
back, shifting money from one spending area to another or deciding that an additional expense is worth keeping because it matters to you. The goal isn’t necessarily to spend less. It’s to stay aware of whether your spending still aligns with what you intended.
IF YOU HAVEN’T ESTABLISHED A DIRECTION, START NOW You don’t have to wait until you’ve spent too much to pay attention to your holiday finances.
Janera Harvey is a money coach, shopping-addiction specialist and founder of Mending Spending. Reach her at hello@mendingspending.com.
Deciding what deserves your money before you start spending gives your holiday dollars direction instead of allowing every invitation, sale and tradition decide for you.
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