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4230 Pablo Professional Court Suite 101 Jacksonville, FL 32224
4711 US Highway 17 Suite C-5 Fleming Island, FL 32003
904-232-8760
As seen on:
October 2024
From Snowbasin to Tahoe Facing the 2024 Tahoe Challenge Together
Like so many children, my dad was my hero growing up; and, even more importantly now, as an adult, that title becomes more meaningful and impactful. When we heard about my dad’s cancer diagnosis a couple of years ago, it was a shock … when Dad passed away a couple of months ago in July, it was also a shock, even though we “planned” for it. As I sit to write this, I am nearing my completion of training for the 2024 3x3 “29029” TRAIL Tahoe Challenge, culminating in six months’ worth of rigorous, relentless work. Six months of grueling training for the event and a lifetime of “training” — lessons learned — from my dad. What a great combination. I feel like a winner already! My dad taught me the true meaning of bravery and resilience. He faced his illness head-on, never backing down and always maintaining a positive outlook. His journey was one of valor and humor, teaching me that even in the face of adversity, we can find moments of levity. His strength in the toughest of times showed me that courage isn’t the absence of fear but the determination to move forward despite it. His lighthearted spirit always lifted our hearts and reminded us to find humor in life’s toughest situations. His ability to bring laughter, joy, and smiles to our lives, even in the most difficult of times, taught me that a positive attitude, cheerful outlook, and good sense of humor can make any challenge more bearable.
My dad’s belief in me was unwavering. That belief has been a driving force in my life, giving me the confidence to face any challenge. His faith in my abilities and constant encouragement have empowered me to pursue my goals, personally and professionally, with determination and self- assurance. Knowing he believed in me has been a source of strength and motivation throughout my entire life. At the August 2021 Snowbasin, Utah “29029” Everest Challenge event, Dad was there in person, cheering me on as he rode the gondola up and down and up and down again, 20 minutes each way, happily coaching me: “Hey, Adam, don’t get tired now,” while wildly waving at me. He even took the microphone from the announcer’s hands, he was so excited and so proud of me, telling the world I did it, I completed the climb, I reached the top! He was like a kid again, filled with so much joy and excitement. I will never ever forget the look on his face, and I will always smile when thinking of it. The “29029” event in Snowbasin was nothing short of miraculous. The day leading up to the hike was filled with thick smoke-filled air from the California wildfires, starting when Dad picked me up at the airport on Thursday, prior to the challenge. He had driven from Sacramento, CA, to Salt Lake City, UT, that day. Then, Friday morning, the air quality magically cleared and was fantastic … and, then, an hour before finishing the last of 13 ascents Saturday afternoon, the weather
turned back to ugly, to winds and hail and tents blowing away everywhere. You had to be there to witness it; it was that unbelievable. And I got to experience all that with Dad. He always told me that being there in person, in Snowbasin, seeing me in my element, was one of the most exhilarating experiences of his life, one of his proudest moments as a dad, my dad! My favorite picture of Dad and me at Snowbasin will be in my shirt pocket this year in Lake Tahoe, close to my heart, where he will always reside with me in everything I do in life, in every passion I pursue, in every challenge I face. And, when I need some cheering on, I will gently touch my shirt pocket, with confidence, knowing that Dad will be guiding me just like he did so many years ago in Snowbasin. “Hey, Adam, don’t get tired now!” I dedicate this year’s 2024 3x3 “29029” TRAIL Tahoe Challenge to my dad, my hero. I love you, Dad. We’ve got this! Together!
-Adam Wolf CPA, CFP ®
Investment Advisory Services offered through Coyle Capital, LLC, a Registered Investment Advisor. Wolf Retirement Navigation LLC and Coyle Capital, LLC are not affiliated. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision. This information is designed to provide general information on the subjects covered. It is not, however, intended to provide specific legal or tax advice and cannot be
used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Wolf Retirement Navigation LLC and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney. Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection of benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way, to securities or investment advisory products or services. Fixed insurance and annuity product guarantees are subject to the claims‐paying ability of the issuing company and not offered by Coyle Capital, LLC.
2 LOCATIONS TO SERVE YOU! Jacksonville & Fleming Island
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TASTY TAKEOUT TRANSFORMATION Your Go-To Guide for Healthy Fast-Food Choices
Are you hungry for some delicious takeout but want to keep it healthy? Whether you’re craving spicy Szechuan or dreaming of a cheesy slice of pizza, we’ve got your back with the ultimate guide to guilt-free takeout! From swapping out egg rolls for lighter spring rolls to skipping your hamburger bun, discover how to indulge in your favorite cuisines without compromising health. So, grab your fork, and let’s dive into the menu of nutritious takeout options that will satisfy your cravings and keep you healthy. Avoid fried foods. Many of the most popular dishes at fast-food restaurants are battered and fried. Look for items on the menu that are baked, steamed, roasted, or grilled, as they are healthier alternatives. Fried foods are high in calories and trans fat, which could negatively impact your health. Simple swaps like choosing a veggie burger instead of a regular burger
with bacon or a baked potato instead of fries can make all the difference. Manage your portion sizes. Many fast food joints serve big portions you can split into two meals, so always watch how much food you order. Avoid supersizing your meal and stick to the smallest serving sizes for sides, drinks, and main entrees. Our favorite takeout hack is to check out the kid’s menu. The children-size hamburgers at most
restaurants typically contain only 250–300 calories, so you will still get a solid serving of protein with less fat — and save a little money. Skip the add-ons. When you crave fast food, every calorie counts. Say no to add-ons or extras for your meal, like bacon or cheese. Sauces and dressings often have extra calories and sugar, so avoiding them or asking for them on the side is best. If you want condiments on your food, like mayonnaise, ask them to add only a light amount or ask for sauce packets so you can control those extra calories. Some healthy and tasty swaps for flavor are avocado, hummus, or salsa. So, remember these tips to keep your meal delicious and healthier next time you’re in the drive-thru line. You can enjoy a world of flavors without sacrificing your well-being by making mindful choices and small swaps.
A THANKSGIVING TRADITION!
10th Annual Tony’s Turkey Trot
One of our long-standing traditions here at Wolf Retirement Navigation (since 2014) is to sponsor the annual Tony’s Turkey Trot 5K for Traumatic Brain Injury Awareness. This Thanksgiving, on Nov. 28, 2024, the 10th Annual Tony’s Turkey Trot 5K, hosted by UF Health Jacksonville, is taking place at 8:00 a.m. in Atlantic Beach, Florida. By participating in this exciting holiday event, you have the opportunity to assist in lifesaving care for brain injury patients and to support the holistic care of traumatic brain injury (TBI) survivors within our community. This memorable holiday event brings friends and family together to walk, jog, and run for a morning of fun as everyone gears up for the big Thanksgiving Day meal! For anyone interested in joining us in some turkey-trotting fun, we have four race codes to give away “FCFS.” These will be “first come, first served!” Please call Robin at the office if you would like to sign up for the race. For more information, please visit: 1stPlaceSports.com/races/ tonys-turkey-trot-5k If you would like to donate, volunteer, or participate in this year’s Tony’s Turkey Trot, please contact our office at (904) 232-8760 today! We’d love to see you there!
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2 LOCATIONS TO SERVE YOU! Jacksonville & Fleming Island
Take a BREAK!
Wolf Retirement Navigation’s AMBASSADOR PROGRAM Your Referrals, Our Gratitude At Wolf Retirement Navigation, our mission is to provide peace of mind to our clients and their friends and families through professional retirement planning, including — but not limited to — estate and legacy strategies, tax optimization, and investment management. We’re proud to say our business thrives thanks to referrals from valued clients like you. As a token of our appreciation for your continued support and trust in us, we’re excited to introduce our new Ambassador Program! By joining the Wolf Retirement Navigation Ambassador Program, you’ll enjoy exclusive access to special events created to celebrate your important role in our WRN community. HOW TO JOIN THE WOLF RETIREMENT NAVIGATION AMBASSADOR PROGRAM It’s easy! Simply refer someone who could benefit from our services. Once they’ve had their initial consultation with us, you’ll receive an invitation to become an Ambassador. Who Makes a Good Referral? Think of someone who might benefit from our services, especially if they: • Are nearing retirement or already retired • Are facing a major financial change or life event • Are concerned about protecting their wealth during retirement • Feel overwhelmed by the complexities of retirement planning Referring someone to us is the highest compliment you can give us, and we can’t wait to welcome you as an official Ambassador!
ULTIMATE BAKED ZITI
INGREDIENTS
• • • • • • • •
1 (16 oz) package of dried ziti pasta
1 onion, diced
2 cloves garlic, minced
1 (24 oz) jar marinara sauce 1 (14 oz) can diced tomatoes
1 cup ricotta cheese
1 cup shredded mozzarella cheese
Salt and pepper, to taste
DIRECTIONS
1. Preheat oven to 375 F. Grease a 9x13-inch baking dish. 2. Cook ziti according to package instructions. 3. In a large skillet over medium-high heat, cook the onion and garlic until softened. 4. Add marinara sauce and diced tomatoes, stirring to combine. 5. Stir in the cooked ziti and season with salt and pepper. 6. Transfer mixture to baking dish. 7. Top with ricotta and mozzarella cheese and bake for 20 minutes or until the cheese is melted and bubbly.
2 LOCATIONS TO SERVE YOU! Jacksonville & Fleming Island
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PRST STD US POSTAGE PAID BOISE, ID PERMIT 411
904-232-8760 www.wolfretirement.com 4230 Pablo Professional Court Suite 101 Jacksonville, FL 32224
INSIDE Conquering the 2024 ‘29029’ Challenge PAGE 1 Enjoy Your Favorite Orders Without the Guilt PAGE 2 10th Annual Tony’s Turkey Trot PAGE 2 Join Our Ambassador Program Today PAGE 3 Ultimate Baked Ziti PAGE 3 Vienna: A Timeless Tapestry of Music and the Macabre PAGE 4
DISCOVER VIENNA City of Dreams: From Sublime Music to Museums of Death
If you yearn to visit a European city rich in imperial grandeur, music history, and macabre memorials to death, Vienna is for you. And that odd mix of attractions reflects only a small part of the city’s diversity. This former frontier city of the Roman Empire expanded to become the glittering capital of a great empire for centuries. The Habsburg dynasty’s sponsorship of the arts made Vienna a global center of classical music. Home to Beethoven, Vivaldi, Mozart, Mahler, and Strauss, Vienna hosts frequent performances of classics by these and other composers. The city’s museums, churches, and charnel houses offer macabre tributes to death. Piled on the floor and lining the walls of a charnel house beneath St. Stephen’s Cathedral are the skulls and other bones of
11,000 people, according to Atlas Obscura. The Habsburgs created elaborate containers to preserve their embalmed entrails after death. The city’s Crime Museum houses relics of famous murders, including the mummified head of a known killer. Fortunately, the Habsburgs were readers, too. The Austrian National Library, a baroque masterpiece, is home to 2.5 million books. In a Gothic twist, library employees may slip silently in and out of hidden passageways behind the stacks if you watch closely. The city is also noted for its intellectual history. Sigmund Freud lived and worked in Vienna, which led to its nickname, “City of Dreams.” The philosopher Ludwig Wittgenstein also worked in Vienna, where he made many contributions to logic in mathematics and language.
On the lighter side, Vienna’s Spanish Riding School offers a unique opportunity to see its famous Lippizaner horses perform dressage. The Imperial Butterfly House is a tropical oasis housing about 400 beautiful insects. Visitors to the “lost garden,” a vast topiary maze at the Habsburgs’ summer palace, can enjoy tales of courtiers frolicking among the web of manicured hedges — not only for playful exploration but also for illicit romance. Taken together, these diverse attractions promise travelers to Vienna a visit to remember!
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2 LOCATIONS TO SERVE YOU! Jacksonville & Fleming Island
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