Demystifying Storm Repair Insurance Claims
At KAT Construction, we specialize in insurance-funded storm damage restoration. We know a thing or two about filing an insurance claim after a severe storm has ransacked your home. We also know that filing a claim can be an unwieldy, confusing process. Here are some tips you should know:
First, notify your insurance company or agent. Give them a call as soon as you start the claims process. Make sure to have your policy information available, if possible. File as soon as possible. After you contact the insurance company, they will send an adjuster to inspect the damage. They will then give you a proof-of-loss form, which you should use to file your claim as soon as you can. Make sure you have a qualified contractor on-site to go over damages with the adjuster. Prevent further damage with temporary, inexpensive repairs. Board up broken windows or cover the hole in the roof with a tarp. Make sure to keep receipts so you can later be reimbursed. If you need to relocate, keep receipts of those expenses as well — many
homeowner’s policies provide for temporary lodging.
Record the damage. Take as many pictures and videos of the damage as possible. Make a detailed list of your damaged or lost personal property, but don’t throw out items until they’ve been inspected by the adjuster. Keep records of all messages, photos, documentation, and bills submitted to the adjuster and the insurance company. Make notes of your phone calls. Choose a good contractor. While your insurance company will write the estimates, it’s important that you ensure that the contractor you choose will play nice with the insurance company, and agree to work for the determined
amount. Make sure they have professional references and certifications, an up-to-date contractor’s license with the state of Minnesota, and proof of up-to-date liability insurance. Don’t pay in advance. Pay the bill to the contractor in full only after the work is completed, per your agreement. Follow these instructions, and you should be fine. However, if you’re still baffled, don’t forget that the professionals at KAT Construction can help you with your claim.
ROLL
Start your summer off
fresh with this sandwich from the sea.
Recipe inspired by BonAppetit.com.
• • • •
8 ounces fresh or canned crab meat
•
2 soft rolls, split down the center like hot dog buns Green leaf lettuce leaves (for serving)
2 tablespoons mayonnaise
Kosher salt
• •
2 tablespoons unsalted butter, room temperature
Freshly ground white pepper
1. Mix crab and mayonnaise in a small bowl and season with salt. 2. Heat a large skillet over medium heat. 3. Butter opening of buns and cook until golden, about 2 minutes per side. 4. Place a large leaf of lettuce in each bun. 5. Add crabmeat mixture and season with pepper. 6. Enjoy!
3
www.katconstructionllc.com
Made with FlippingBook HTML5