Commercial Banking Capabilities Booklet

Deal with the complexities of your business, simply.

Checking & Savings

Checking

Primary Business Checking Accounts Keep your business moving with accounts built to make your banking simple Business Checking with Interest Accounts Earn interest on your account balances Analyzed Checking Accounts For large businesses that have the highest level of account activity and typically need treasury management services Specialty Business Checking Accounts For non-profit organizations Interest on Lawyers Trust Accounts (IOLTA)

It’s as simple as consulting with your CB&T commercial banker and, together, determining which of our many commercial checking and savings options available to you are best suited to meet your unique business needs. You can choose your accounts based on a number of features, including transaction volume, minimum balances and fee schedules. Depending on which you choose, you may have the flexibility to use many different treasury management solutions and could even have the activity aggregated to potentially pay for various banking fees using compensating balances.

Savings

Business Savings Accounts Traditional savings Business Money Market Accounts Offering competitive tiered interest rates with flexible access to your funds Certificates of Deposit Maximize your savings for a fixed period of time

Depending upon the account type you choose, benefits may include: • Debit Card

• e-Documents • Mobile Banking • Mobile Check Deposit

• Online Banking • Digital Payments

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