1122 Laurel Ave - Digital Brochure $215,000

REDFIN

Page 1 of 32

Fantastic home located just a few blocks from Selby & Grand!! Great opportunity to make this home your own. It currently features light filled rooms, hardwood floors under the carpet, nice size kitchen w/lots of counter space, master bedroom has a walk in closet, two bedrooms on the main level along w/a bath, bay window in the living room, great curb appeal and easy access to restaurants, shopping,elementary & High school are within walking distance!! Experience Merriam Park Living!

$215,000 1122 Laurel Ave St. Paul, MN 55104 3 Beds 1 Baths

1,727 Square Feet

Page 2 of 32

Joe Stradcutter Redfin Listing Agent (612) 747-9184 joe.stradcutter@redfin.com License # 40296534 Questions? Contact:

for more photos and details. "MLS 4805299" Redfin, Buyer to verify all information to own satisfaction.

Search

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Single-Family Property Full

4805299

Type: For Sale

Property Full Display, Single Family Residential, MLS #:

1122 Laurel Avenue, Saint Paul MN 55104

Status: Active

$215,000

$210,000

List Price:

Original List Price:

An Offer Has Been Accepted Contingent Upon: Inspection

Map Page: 107

Map Coord: E4

Directions: Hwy 94 to Snelling Ave Exit, S to Laurel Ave W to home

Total Bed/Bath: 3 / 1

Garage: 0

Year Built: 1906

Merriam Park/Lexington-Hamline

TAX INFORMATION Property ID:

Neighborhood:

(SF) One 1/2 Stories Previously Owned

032823140004 Short Format

Style:

2016 $3,126

Const Status: Foundation Size: AbvGrdFinSqFt: BelGrdFinSqFt: Total Fin SqFt:

Tax Year: Tax Amt: Assess Bal: Tax w/assess: Assess Pend: Homestead:

1,020 1,257 1,257 0.14

$54

$3,180

Yes Yes

Acres: Lot Size:

40x150

List Date: 03/16/2017

Received By MLS: 03/16/2017

Days On Market: 4

4

CDOM: 4

PDOM:

General Property Information Legal Description: LOT 6 BLK 18 County: Ramsey Postal City: Saint Paul School District:

625 - St. Paul , 651-767-8100

Manufactured Home?: No Complex/Dev/Sub: Common Wall: No Zoning: Residential-Single

Accessibility: None

Remarks Agent Remarks: See supplement for additional info including a floorplan. Selling As IS, buyer is responsible for installing a hard wired detector. Public Remarks: Fantastic home located just a few blocks from Selby & Grand!! Great opportunity to make this home your own. It currently features light filled rooms, hardwood floors under the carpet, nice size kitchen w/lots of counter space, master bedroom has a walk in closet, two bedrooms on the main level along w/a bath, bay window in the living room, great curb appeal and easy access to restaurants, shopping,elementary & High school are within walking distance!! Experience Merriam Park Living!

Structure Information Room Level Dimen Living Rm Main 13x13 Dining Rm Main 13x13 Family Rm Lower 22x16 Kitchen Main 12x12 Bedroom 1 Main 11x09 Bedroom 2 Main 12x12 Bedroom 3 Upper 15x13 Bedroom 4

Other Rooms

Level

Dimen

Radiant, Boiler Natural Gas

Heat: Fuel:

Bathrooms Total:

None

Air Cond: Water: Sewer: Garage: Oth Prkg: Pool:

1 3/4: 0 1 1/2: 0

1/4: 0

City Water/Connected City Sewer/Connected

Full:

0

Main Floor Full Bath, Walk Thru

Bath Description:

Dining Room Desc: Informal Dining Room Fireplaces: 0 Fireplace Characteristics: Appliances:

Range, Refrigerator, Washer, Dryer

Full, Partial Finished

Basement: Exterior:

Wood

Asphalt Shingles, Age Over 8 Years

Roof:

Natural Woodwork, Kitchen Window, Hardwood Floors

Amenities-Unit: Parking Char: Special Search:

None

Main Floor Bedroom

Financial Cooperating Broker Compensation Buyer Broker Comp: 2.75 %

Sub-Agent Comp: 0 % List Type: Exclusive Right

2.75 %

Facilitator Comp:

N

Variable Rate:

Page 7 of 32

Please See the Uploaded Earnest Money Agreement in supplememts

Financial Remarks: Sellers Terms: In Foreclosure?: Lender Owned?:

FHA, DVA, Conventional, Cash

No

No Potential Short Sale?: No Owner is an Agent?: No Contact Information Listing Agent: Joe Stradcutter 612-747-9184

Appointments: ShowingTime Office Phone: 612-999-2909

Listing Office: Redfin Corporation

MLS #: 4805299

Address: 1122 Laurel Avenue , Saint Paul, MN 55104

Information Deemed Reliable But Not Guaranteed. Copyright (c) 2017 Regional Multiple Listing Service of Minnesota., Inc. All Rights Reserved.

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1122 Laurel Ave, Saint Paul, MN 55104-6921, Ramsey County

6,098

3

1,257

$215,000

Active Listing

Lot Sq Ft

MLS Beds

MLS Sq Ft

MLS List Price

1

1906

SFR

03/16/2017

MLS Baths

Yr Built

Type

MLS List Date

Owner Information Owner Name:

Taxpayer Zip:

Freeman Delores A Mcintosh Debra T 1122 Laurel Ave

55104

Owner Name 2: Taxpayer Address:

Taxpayer ZIP+4:

6921 C028

Taxpayer Carrier Route:

Taxpayer City and State:

Owner Occupied:

Saint Paul, MN

Yes

Location Information Municipality:

Block:

Saint Paul

18

Zip Code:

School District Name:

55104

St Paul

Carrier Route: Census Tract: Subdivision:

School District:

C028

625

Section #: Township #:

353.00

03 28 23

Anna E Ramsey Add

Lot:

Range #:

6

Tax Information PID#:

Exemption(s):

032823140004

Homestead

PID:

Special Assessment:

03-28-23-14-0004

$54

% Improved:

54%

Legal Description:

LOT 6 BLK 18

Assessment & Tax

2015

2014

2013

Assessment Year

$207,000 $96,000

$198,900 $96,000 $102,900 $179,600

$192,900 $96,000 $96,900 $173,000

Estimated Mkt. Value - Total Estimated Mkt. Value - Land

Estimated Mkt. Value - Building $111,000

$188,400

Taxable Mkt. Value - Total

YOY Taxable Mkt. Value Chg ($) $8,800 YOY Taxable Mkt. Value Chg (%) 4.9%

$6,600 3.82%

Payable Tax Year

Total Tax

Change ($)

Change (%)

2014 2015 2016

$3,144 $3,058 $3,180

-$86 $122

-2.74% 3.99%

Characteristics Lot Acres:

Total Building Sq Ft:

0.14

1,228

Lot Sq Ft:

Total Rooms: Bedrooms: Total Baths:

6,098

6

Lot Frontage:

40

Tax: 2 MLS: 3

Lot Depth: Lot Shape:

150

1 1 1

MLS Total Baths:

F

Land Use - County: Land Use - CoreLogic:

Single Family Dwelling Platted Full Baths:

Other Rooms: Basement Type:

SFR

Rec Room

# of Buildings:

1 1

Full

Total Units:

Attic Type:

Finished Partial

Style:

Exterior:

Bungalow

Frame Central

Stories:

Cooling Type:

Tax: 1 MLS: 1.5

The data within this report is compiled by CoreLogic from public and private sources. If desired, the accuracy of the data contained herein can be independently verified by the recipient of this report with the applicable county or municipality. Courtesy of Chris Prescott, NorthstarMLS

Property Detail

Page 9 of 32

Generated on 03/20/2017

Page 1 of 2

Year Built:

Heat Type: Fuel Type:

1906

Hot Water

Finished Sq Ft:

Tax: 1,228 MLS: 1,257

Gas

Estimated Value RealAVM™ (1):

Confidence Score (2):

$245,229

72

RealAVM™ Range:

Forecast Standard Deviation (3): 16

$205,992 - $284,466

Value As Of: 03/12/2017 (1) RealAVM™ is a CoreLogic® derived value and should not be used in lieu of an appraisal.

(2) The Confidence Score is a measure of the extent to which sales data, property information, and comparable sales support the property valuation analysis process. The confidence score range is 60 - 100. Clear and consistent quality and quantity of data drive higher confidence scores while lower confidence scores indicate diversity in data, lower quality and quantity of data, and/or limited similarity of the subject property to comparable sales. (3) The FSD denotes confidence in an AVM estimate and uses a consistent scale and meaning to generate a standardized confidence metric. The FSD is a statistic that measures the likely range or dispersion an AVM estimate will fall within, based on the consistency of the information available to the AVM at the time of estimation. The FSD can be used to create confidence that the true value has a statistical degree of certainty. Listing Information MLS Listing Number: 4805299 MLS Orig. List Price: $210,000 MLS Status: Active MLS Listing Agent : 505005157-Joe Stradcutter MLS Listing Date: 03/16/2017 MLS Listing Broker : REDFIN CORPORATION MLS Current List Price: $215,000 Last Market Sale & Sales History Owner Name: Freeman Delores A Owner Name 2: Mcintosh Debra T Recording Date 10/21/1999 Sale/Settlement Date 10/21/1999 Sale Price $500 Nominal Y Buyer Name Freeman Delores A Seller Name Mcintosh Debra T Document Type Quit Claim Deed Property Map

*Lot Dimensions are Estimated

The data within this report is compiled by CoreLogic from public and private sources. If desired, the accuracy of the data contained herein can be independently verified by the recipient of this report with the applicable county or municipality. Courtesy of Chris Prescott, NorthstarMLS

Property Detail

Page 10 of 32

Generated on 03/20/2017

Page 2 of 2

BEDROOM 11x9

KITCHEN 12x12

DINING ROOM 13x13

BEDROOM 12x12

LIVING ROOM 13x13

ENTRY

INFORMATION IS DEEMED RELIABLE BUT NOT GUARANTEED PLEASE VERIFY ALL MEASUREMENTS.

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ATTIC

BEDROOM 15x13

INFORMATION IS DEEMED RELIABLE BUT NOT GUARANTEED PLEASE VERIFY ALL MEASUREMENTS.

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LAUNDRY

FURNACE

FAMILY ROOM 22x16

INFORMATION IS DEEMED RELIABLE BUT NOT GUARANTEED PLEASE VERIFY ALL MEASUREMENTS.

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DocuSign Envelope ID: 2E74C6FA-C84B-4A45-8AF0-2F3292C24A7F

DISCLOSURE STATEMENT: SELLER’S DISCLOSURE ALTERNATIVES This form approved by the Minnesota Association of REALTORS ® , which disclaims any liability arising out of use or misuse of this form. © 2016 Minnesota Association of REALTORS ® , Edina, MN

03/11/2017

1. Date

5

2. Page 1 of pages: RECORDS AND 3. REPORTS, IF ANY, ARE ATTACHED AND MADE A 4. PART OF THIS DISCLOSURE

1122 Laurel Ave

,

5.

Property located at

Saint Paul

Ramsey

, State of Minnesota.

, County of

6.

City of

7. NOTICE: Sellers of residential property, with limited exceptions, are obligated to satisfy the requirements of MN Statutes 8. 513.52 through 513.60. To comply with the statute, Seller must provide either a written disclosure to the 9. prospective Buyer (see Disclosure Statement: Seller’s Property Disclosure Statement ) or satisfy one of the 10. following two options. Disclosures made here, if any, are not a warranty or guarantee of any kind by Seller or 11. licensee(s) representing or assisting any party in this transaction and are not a substitute for any inspections or 12. warranties the party(ies) may wish to obtain. 13. (Select one option only.) 14. 1) QUALIFIED THIRD-PARTY INSPECTION: Seller shall provide to prospective Buyer a written report that 15. discloses material information relating to the real property that has been prepared by a qualified third party. 16. “Qualified third party” means a federal, state, or local governmental agency, or any person whom Seller or 17. prospective Buyer reasonably believes has the expertise necessary to meet the industry standards of practice 18. for the type of inspection or investigation that has been conducted by the third party in order to prepare the 19. written report. 20. Seller shall disclose to prospective Buyer material facts known by Seller that contradict any information 21. that is included in a written report, or material facts known by Seller that are not included in the 22. report. 23. The inspection report was prepared by 8 Mike Moser, MJ Moser

Truth in housing sale of housing report

,

24.

February 27th

17

.

, 20

25.

and dated

26. 27.

Seller discloses to Buyer the following material facts known by Seller that contradict any information included

in the above referenced inspection report.

28.

29.

30. 31. 32.

Seller discloses to Buyer the following material facts known by Seller that are not included in the above

referenced inspection report.

33.

34.

35.

36. 2) WAIVER: The written disclosure required may be waived if Seller and prospective Buyer agree in writing. Seller 37. and Buyer hereby waive the written disclosure required under MN Statutes 513.52 through 513.60. 38. NOTE: If both Seller and prospective Buyer agree, in writing, to waive the written disclosure required under 39. MN Statutes 513.52 through 513.60, Seller is not obligated to disclose ANY material facts of which Seller 40. is aware that could adversely and significantly affect the Buyer’s use or enjoyment of the property or any 41. intended use of the property, other than those disclosure requirements created by any other law. Seller is 42. not obligated to update Buyer on any changes made to material facts of which Seller is aware that could 43. adversely and significantly affect the Buyer’s use or enjoyment of the property or any intended use of the 44. property that occur, other than those disclosure requirements created by any other law.

Waiver of the disclosure required under MN Statutes 513.52 through 513.60 does not waive, limit, or

45. 46.

abridge any obligation for Seller disclosure created by any other law.

Page 14 of 32

MN:DS:SDA-1 (8/16)

DocuSign Envelope ID: 2E74C6FA-C84B-4A45-8AF0-2F3292C24A7F

DISCLOSURE STATEMENT: SELLER’S DISCLOSURE ALTERNATIVES 47. Page 2

1122 Laurel Ave

Saint Paul

MN 55104

.

48. Property located at

OTHER REQUIRED DISCLOSURES:

49. 50. 51. 52. 53.

NOTE:

In addition to electing one of the above alternatives to the material fact disclosure, Minnesota law also requires sellers to provide other disclosures to prospective buyers, such as those disclosures listed below. Additionally, there may be other required disclosures by federal, state, local, or other governmental entities

that are not listed below.

54. A. SUBSURFACE SEWAGE TREATMENT SYSTEM DISCLOSURE: (A subsurface sewage treatment system 55. disclosure is required by MN Statute 115.55.) (Check appropriate box.)

8

DOES NOT know of a subsurface sewage treatment system on or serving

DOES

56.

Seller certifies that Seller

--------------- (Check one. )--------------

57. the above-described real property. (If answer is DOES , and the system does not require a state permit, see 58. Disclosure Statement: Subsurface Sewage Treatment System .) 59. There is a subsurface sewage treatment system on or serving the above-described real property. 60. (See Disclosure Statement: Subsurface Sewage Treatment System . ) 61. There is an abandoned subsurface sewage treatment system on the above-described real property. 62. (See Disclosure Statement: Subsurface Sewage Treatment System . ) 63. B. PRIVATE WELL DISCLOSURE: (A well disclosure and Certificate are required by MN Statute 103I.235.) 64. (Check appropriate box.) 65. Seller certifies that Seller does not know of any wells on the above-described real property. 66. Seller certifies there are one or more wells located on the above-described real property. 67. (See Disclosure Statement: Well . ) 68. Are there any wells serving the above-described property that are not located on the property? Yes No 69. To your knowledge, is the property in a Special Well Construction Area? Yes No 8 8 8

70.

Comments:

71.

72. C. VALUATION EXCLUSION DISCLOSURE: (Required by MN Statute 273.11, Subd. 18) 73. There IS 8

IS NOT an exclusion from market value for home improvements on this property. Any valuation

--------- (Check one. )--------

74. exclusion shall terminate upon sale of the property, and the property’s estimatedmarket value for property tax purposes 75. shall increase. If a valuation exclusion exists, Buyers are encouraged to look into the resulting tax 76. consequences.

77.

Additional comments:

78.

79. D. FOREIGN INVESTMENT IN REAL PROPERTYTAX ACT (“FIRPTA”): Section 1445 of the Internal Revenue Code 80. provides that a transferee (“Buyer”) of a United States real property interest must be notified in writing and must 81. withhold tax if the transferor (“Seller”) is a foreign person and no exceptions from FIRPTA withholding apply. 82. Seller represents that Seller IS IS NOT a foreign person (i.e., a non-resident alien individual, foreign corporation, ------- (Check one. )------ 83. foreign partnership, foreign trust, or foreign estate) for purposes of income taxation. This representation shall 84. survive the closing of any transaction involving the property described here. 85. NOTE: If the above answer is “ IS ,” Buyer may be subject to income tax withholding in connection with the 86. transaction (unless the transaction is covered by an applicable exception to FIRPTA withholding). In 87. non-exempt transactions, Buyer may be liable for the tax if Buyer fails to withhold. 88. If the above answer is “ IS NOT ,” Buyer may wish to obtain specific documentation from Seller ensuring 89. Buyer is exempt from the withholding requirements as prescribed under Section 1445 of the Internal 90. Revenue Code. 91. Due to the complexity and potential risks of failing to comply with FIRPTA, including Buyer’s responsibility 92. for withholding the applicable tax, Buyer and Seller should seek appropriate legal and tax advice regarding 93. FIRPTA compliance, as the respective licensees representing or assisting either party will be unable to 94. assure either party whether the transaction is exempt from the FIRPTA withholding requirements. MN:DS:SDA-2 (8/16) 8 Page 15 of 32

DocuSign Envelope ID: 2E74C6FA-C84B-4A45-8AF0-2F3292C24A7F

DISCLOSURE STATEMENT: SELLER’S DISCLOSURE ALTERNATIVES 95. Page 3

1122 Laurel Ave

Saint Paul

MN 55104

.

96. Property located at

E. METHAMPHETAMINE PRODUCTION DISCLOSURE:

97. 98.

(A methamphetamine production disclosure is required by MN Statute 152.0275, Subd. 2 (m).)

8

Seller is not aware of any methamphetamine production that has occurred on the property.

99.

Seller is aware that methamphetamine production has occurred on the property.

100. 101.

(See Disclosure Statement: Methamphetamine Production . )

102. F. RADON DISCLOSURE: 103.

(The following Seller disclosure satisfies MN Statute 144.496.)

104. RADON WARNING STATEMENT: The Minnesota Department of Health strongly recommends that ALL 105. homebuyers have an indoor radon test performed prior to purchase or taking occupancy, and recommends having 106. the radon levels mitigated if elevated radon concentrations are found. Elevated radon concentrations can easily 107. be reduced by a qualified, certified, or licensed, if applicable, radon mitigator. 108. Every buyer of any interest in residential real property is notified that the property may present exposure to 109. dangerous levels of indoor radon gas that may place occupants at risk of developing radon-induced lung cancer. 110. Radon, a Class A human carcinogen, is the leading cause of lung cancer in nonsmokers and the second leading 111. cause overall. The seller of any interest in residential real property is required to provide the buyer with any 112. information on radon test results of the dwelling. 113. RADON IN REAL ESTATE: By signing this Statement, Buyer hereby acknowledges receipt of the Minnesota 114. Department of Health’s publication entitled Radon in Real Estate Transactions , which is attached hereto and 115. can be found at www.health.state.mn.us/divs/eh/indoorair/radon/rnrealestateweb.pdf. 116. A seller who fails to disclose the information required under MN Statute 144.496, and is aware of material facts 117. pertaining to radon concentrations in the property, is liable to the Buyer. A buyer who is injured by a violation of MN 118. Statute 144.496 may bring a civil action and recover damages and receive other equitable relief as determined by 119. the court. Any such action must be commenced within two years after the date on which the buyer closed the 120. purchase or transfer of the real property. 121. SELLER’S REPRESENTATIONS: The following are representations made by Seller to the extent of Seller’s actual 122. knowledge. 123. (a) Radon test(s) HAVE HAVE NOT occurred on the property. ------------- (Check one.) ---------------- 124. (b) Describe any known radon concentrations, mitigation, or remediation. NOTE: Seller shall attach the most 125. current records and reports pertaining to radon concentration within the dwelling:

126.

127.

128. 129.

IS IS NOT a radon mitigation system currently installed on the property. ------- (Check one.) --------

(c) There

If “ IS ,” Seller shall disclose, if known, information regarding the radon mitigation system, including system

130. 131.

description and documentation.

132.

133.

134.

135. G. NOTICE REGARDING AIRPORT ZONING REGULATIONS: The property may be in or near an airport safety zone 136. with zoning regulations adopted by the governing body that may affect the property. Such zoning regulations are 137. filed with the county recorder in each county where the zoned area is located. If you would like to determine if such 138. zoning regulations affect the property, you should contact the county recorder where the zoned area is located.

MN:DS:SDA-3 (8/16)

Page 16 of 32

DocuSign Envelope ID: 2E74C6FA-C84B-4A45-8AF0-2F3292C24A7F

DISCLOSURE STATEMENT: SELLER’S DISCLOSURE ALTERNATIVES 139. Page 4

1122 Laurel Ave

Saint Paul

MN 55104

.

140. Property located at

141. H. NOTICE REGARDING CARBON MONOXIDE DETECTORS: 142. MN Statute 299F.51 requires Carbon Monoxide Detectors to be located within ten (10) feet from all sleeping 143. rooms. Carbon Monoxide Detectors may or may not be personal property and may or may not be included in the 144. sale of the home. 145. I. WATER INTRUSION AND MOLD GROWTH: Studies have shown that various forms of water intrusion affect many 146. homes. Water intrusion may occur from exterior moisture entering the home and/or interior moisture leaving the 147. home.

148. 149. 150. 151. 152. 153. 154. 155. 156. 157. 158. 159. 160. 161. 162.

Examples of exterior moisture sources may be • improper flashing around windows and doors,

• improper grading,

• flooding, • roof leaks.

Examples of interior moisture sources may be

• plumbing leaks,

• condensation (caused by indoor humidity that is too high or surfaces that are too cold),

• overflow from tubs, sinks, or toilets,

• firewood stored indoors,

• humidifier use,

• inadequate venting of kitchen and bath humidity,

• improper venting of clothes dryer exhaust outdoors (including electrical dryers),

• line-drying laundry indoors,

• houseplants—watering them can generate large amounts of moisture.

163. In addition to the possible structural damage water intrusion may do to the property, water intrusion may also result 164. in the growth of mold, mildew, and other fungi. Mold growth may also cause structural damage to the property. 165. Therefore, it is very important to detect and remediate water intrusion problems. 166. Fungi are present everywhere in our environment, both indoors and outdoors.Many molds are beneficial to humans. 167. However, molds have the ability to produce mycotoxins that may have a potential to cause serious health problems, 168. particularly in some immunocompromised individuals and people who have asthma or allergies to mold. 169. To complicate matters, mold growth is often difficult to detect, as it frequently grows within the wall structure. If you 170. have a concern about water intrusion or the resulting mold/mildew/fungi growth, you may want to consider having 171. the property inspected for moisture problems before entering into a purchase agreement or as a condition of your 172. purchase agreement. Such an analysis is particularly advisable if you observe staining or any musty odors on the 173. property. 174. J. NOTICE REGARDING PREDATORY OFFENDER INFORMATION: Information regarding the predatory 175. offender registry and persons registered with the predatory offender registry under MN Statute 243.166 176. may be obtained by contacting the local law enforcement offices in the community where the property is 177. located or the Minnesota Department of Corrections at (651) 361-7200, or from the Department of Corrections 178. web site at www.corr.state.mn.us.

MN:DS:SDA-4 (8/16)

Page 17 of 32

DocuSign Envelope ID: 2E74C6FA-C84B-4A45-8AF0-2F3292C24A7F

DISCLOSURE STATEMENT: SELLER’S DISCLOSURE ALTERNATIVES 179. Page 5

1122 Laurel Ave

Saint Paul

MN 55104

.

180. Property located at

181. K. SELLER’S STATEMENT:

(To be signed at time of listing.)

182.

183. Seller(s) hereby authorizes any licensee(s) representing or assisting any party(ies) in this transaction to provide 184. a copy of this Disclosure Statement to any person or entity in connection with any actual or anticipated sale of the 185. property. A seller may provide this Disclosure Statement to a real estate licensee representing or assisting a 186. prospective buyer. The Disclosure Statement provided to the real estate licensee representing or assisting a 187. prospective buyer is considered to have been provided to the prospective buyer. If this Disclosure Statement is 188. provided to the real estate licensee representing or assisting the prospective buyer, the real estate licensee must 189. provide a copy to the prospective buyer. 190. QUALIFIED THIRD-PARTY INSPECTION: If Seller has made a disclosure under the Qualified Third-Party 191. Inspection, Seller is obligated to disclose to Buyer in writing of any new or changed facts of which Seller is aware 192. that could adversely and significantly affect the Buyer’s use or enjoyment of the property or any intended use of 193. the property that occur up to the time of closing. To disclose new or changed facts, please use the Amendment to 194. Disclosure Statement form. 195. WAIVER: If Seller and Buyer agree to waive the seller disclosure requirement, Seller is NOT obligated to disclose 196. and will NOT disclose any new or changed information regarding facts. 197. OTHER REQUIRED DISCLOSURES (Sections A-F): Whether Seller has elected a Qualified-Third Party Inspection 198. or Waiver, Seller is obligated to notify Buyer, in writing, of any new or changed facts regarding Other Required 199. Disclosures up to the time of closing. To disclose new or changed facts, please use the Amendment to Seller’s 200. Disclosure form.

3/16/2017

3/16/2017

201.

(Seller)

(Date)

(Seller)

(Date)

3/16/2017

202. L. BUYER’S ACKNOWLEDGEMENT:

(To be signed at time of purchase agreement.)

203.

204. I/We, the Buyer(s) of the property, acknowledge receipt of this Seller’s Disclosure Alternatives form and agree to 205. the seller’s disclosure option selected in this form. I/We further agree that no representations regarding facts have 206. been made, other than those made in this form. This Disclosure Statement is not a warranty or a guarantee of 207. any kind by Seller or licensee representing or assisting any party in the transaction and is not a suitable substitute 208. for any inspections or warranties the party(ies) may wish to obtain.

209.

The information disclosed is given to the best of the Seller’s knowledge.

210.

(Buyer)

(Date)

(Buyer)

(Date)

LISTING BROKER AND LICENSEES MAKE NO REPRESENTATIONS HERE AND ARE NOT RESPONSIBLE FOR ANY CONDITIONS EXISTING ON THE PROPERTY.

211. 212.

MN:DS:SDA-5 (8/16)

Page 18 of 32

DEPARTMENT OF SAFETY AND INSPECTIONS

Christopher B. Coleman, Mayor CITY OF SAINT PAUL, MN

Steve Magner, Manager of Code Enforcement

Mary Gleich-Matthews, Truth-in-Sale of Housing Manager

Phone: 651-266-8989 Fax: 651-266-1919 Web: www.stpaul.gov/dsi

Truth-in-Sale of Housing Report This is a visual disclosure report based on the current City of Saint Paul Truth-in-Sale of Housing Evaluator Guidelines and is valid for one year from the date of issuance and for the owner named.

Saint Paul, MN 55101-1806

Date of Expiration: Feb 27, 2018 Date of Evaluation: Feb 27, 2017 Property Address: 1122 LAUREL AVE

This report is intended to provide basic information to the home buyer and seller prior to the time of sale.

This report WILL NOT be used to enforce the requirements of the Legislative Code; however, it will be used to determine if there is compliance with the requirements for sale within the City of Saint Paul, MN.

TISH Overall Rating

4

Hazardous

Below Minimum Meets Minimum Requirements

12

46

MAJOR NOTIFICATIONS AND WARNINGS For questions on these items, call the City's Information and Complaint Line at 651-266-8989 • Residential Type: Single Family Dwelling • Smoke Detectors: • Smoke Detector Present: Y • Smoke Detector Properly Located: Y • Smoke Detector Hard Wired (required in Single Family Homes): N • Smoke Detector Comments: H - Hard-wired smoke detector missing near sleeping rooms • Open Permits: This property has No Open Permits.

Page 23 of 32

HAZARDOUS

Basement Only • Electrical service installation/grounding Bathroom(s) • Plumbing fixtures Heating System(s) • Installation and visible condition

BELOW MINIMUM Basement/Cellar

• Stairs and Handrails

Bathroom(s) • Condition of windows/doors/mechanical exhaust Exterior Space • Basement/cellar windows • Drainage (grade) • Foundation • Windows (frames/storms/screens) Hallways, Stairs and Entries • Stairs and handrails to upper floors Heating System(s) • Combustion venting Kitchen • Condition of doors/windows/mechanical exhaust Living and Dining Room(s) • Window and door condition Plumbing System • Water piping (all floors) Sleeping Room(s) • Window and door condition

Page 24 of 32

Report Rating Key ( Where there are multiple rooms to a category, the Evaluator must specify the room to which a Comment is related )

H: Hazardous Condition

B: Below Minimum

C: See Comments NV: Not Visible

M: Meets Minimum NA: Not Applicable

Requirements N: No

Requirements

Y: Yes

CITY OF SAINT PAUL TRUTH-IN-SALE OF HOUSING REPORT

Zoning District: R4 Date of Evaluation: Feb 27, 2017 Address: 1122 LAUREL AVE Present Occupancy:

Client Name: DENISE JACKSON Owner: Denise A Jackson File Number: File#: 17-014830

Client Contact: 20 RAVEN FALLS LANE ,SIMPSONVILLE,SC 29

Number of Units Evaluated: Single Family Dwelling

Evaluator Contact: Work: 651-455-5888 gusbas@aol.com Evaluator Name: Mike Moser M. J. Moser

Basement/Cellar

1. Stairs and Handrails

B

B - Handrail(s): improperly installed. lacks guardrail,landing too small

2. Basement/Cellar Floor

M M

3. Foundation

4. Evidence of Dampness or Staining 5. First Floor, Floor System

Y

C - Stains evident

M M

6. Beams and Columns

Electrical Services 7a. Number of Electrical Services 1 7b. Amps 100 7c. Volts 240 Basement Only 8. Electrical service installation/grounding H

H - Extension cord(s) used in lieu of permanent

H - Improper grounding of electrical system.lacks jumper at meter , wate rmeter buried in dirt.

9. Electrical wiring, outlets and fixtures

M

Plumbing System

10. Floor drain(s) (basement) 11. Water and vent piping (all floors) 12. Water piping (all floors)

M M

B

B - Saddle type connections at laundry

13. Gas piping (all floors)

M M M M

14. Water heater(s), installation 15. Water heater(s), venting

16. Plumbing fixtures (basement)

Heating System(s) The Evaluator is not required to operate the heating plant(s) except during the heating season, between October 15 and April 15. 17a. Number of Heating Systems 1

1122 LAUREL AVE

Feb 27, 2017

Page # 3

Evaluator: Mike Moser M. J. Moser

Page 25 of 32

Report Rating Key ( Where there are multiple rooms to a category, the Evaluator must specify the room to which a Comment is related )

H: Hazardous Condition

B: Below Minimum

C: See Comments NV: Not Visible

M: Meets Minimum NA: Not Applicable

Requirements N: No

Requirements

Y: Yes

17b. Type

Hot Water

17c. Fuel

Gas

18. Installation and visible condition 19. Viewed in operation (required in heating season) 20. Combustion venting

H - Backflow preventer missing

H

Y

B

B - Gas dryer vent(s): not made of smooth or flexible metal material, missing screws on boiler flue pipes.

21a. Additional heating unit(s): Type 21b. Additional heating unit(s): Fuel 21c. Installation and visible condition

NA

NA

NA

21d. Viewed in operation 21e. Combustion venting

NA NA

Kitchen

22. Walls and ceiling

M M

23. Floor condition and ceiling height 24. Evidence of dampness or staining

N

25. Electrical outlets and fixtures 26. Plumbing fixtures

M

M M M

27. Water flow

28. Window size/openable area/mechanical exhaust 29. Condition of doors/windows/mechanical exhaust Living and Dining Room(s) 30. Walls and ceiling

B

B - General state of disrepair

M M

31. Floor condition and ceiling height 32. Evidence of dampness or staining

N

33. Electrical outlets and fixtures

M

34. Window size and openable area 35. Window and door condition

M

B

B - Upper sashes painted shut/not operational

Hallways, Stairs and Entries 36. Walls, ceilings, floors 37. Evidence of dampness or staining

M N

1122 LAUREL AVE

Feb 27, 2017

Evaluator: Mike Moser M. J. Moser

Page # 4

Page 26 of 32

Report Rating Key ( Where there are multiple rooms to a category, the Evaluator must specify the room to which a Comment is related )

H: Hazardous Condition

B: Below Minimum

C: See Comments NV: Not Visible

M: Meets Minimum NA: Not Applicable

Requirements N: No

Requirements

Y: Yes

38. Stairs and handrails to upper floors

B

B - Handrail(s) improperly installed, no guard rail

B - Stair(s) too narrow or steep

39. Electrical outlets and fixtures

M

40. Window and door conditions M

Smoke Detectors 41a. Present

H - Hard-wired smoke detector missing near sleeping rooms

Y Y N

41b. Properly Located

41c. Hard-Wire

Bathroom(s)

42. Walls and ceiling

M M

43. Floor condition and ceiling height 44. Evidence of dampness or staining

N

45. Electrical outlets and fixtures 46. Plumbing fixtures

M

H

B - limited access to bathroom fixtures ( tight

H - Bathtub: faucet /spout below spill-line.hand

H - Toilet: Improper air gap on toilet (lacks 1" clearance)

47. Water flow

M M

48. Windows size/openable area/mechnical exhaust 49. Condition of windows/doors/mechanical exhaust

B

B - General state of disrepair

Sleeping Room(s)

50. Walls and ceilings

M M

51. Floor condition, area and ceiling height 52. Evidence of dampness or staining 53. Electrical outlets and fixtures 54. Window size and openable area 55. Window and door condition

N

M

M

B

B - General state of disrepair

Enclosed Porches and Other Rooms 56. Walls, ceiling and floor condition NA 57. Evidence of dampness or staining NA 58. Electrical outlets and fixtures NA 59. Window and door condition NA

1122 LAUREL AVE

Feb 27, 2017

Evaluator: Mike Moser M. J. Moser

Page # 5

Page 27 of 32

Report Rating Key ( Where there are multiple rooms to a category, the Evaluator must specify the room to which a Comment is related )

H: Hazardous Condition

B: Below Minimum

C: See Comments NV: Not Visible

M: Meets Minimum NA: Not Applicable

Requirements N: No

Requirements

Y: Yes

Attic Space

60. Roof boards and rafters 61. Evidence of dampness or staining

M

Y

62. Electrical wiring/outlets/fixtures

M

63. Ventilation

Y

Exterior Space

64. Foundation

B

B - Damaged / weathered areas

65. Basement/cellar windows

B

B - Windows are not in professional state of repair

66. Drainage (grade)

B

B - Grade doesn't allow surface water to drain away from building

67. Exterior walls

M M

68. Doors (frames/storms/screens) 69. Windows (frames/storms/screens)

B

B - Weathered trim/frames

70. Open porches, stairways and deck(s)

M

71. Cornice and trim(s)

M M M M M

72. Roof structure and covering 73. Gutters and downspouts

74. Chimney(s)

75. Outlets, fixtures and service entrance

Garage(s)/Accessory Structure(s) 76. Roof structure and covering NA 77. Wall structure and covering NA 78. Slab condition NA 79. Garage door(s) NA 80. Garage opener(s) NA 81. Electrical wiring, outlets and fixtures NA Fireplace/Woodstove 82. Number of Units NA 83. Dampers installed NA 84. Installation NA 85. Condition NA Insulation 86a. Attic Insulation: Present NV

NV - View Obstructed concealed by floor boards

86b. Attic Insulation: Type 86c. Attic Insulation: Depth 87a. Foundation Insulation: Present 87b. Foundation Insulation: Type

NA NA

N

NA

1122 LAUREL AVE

Feb 27, 2017

Evaluator: Mike Moser M. J. Moser

Page # 6

Page 28 of 32

Report Rating Key ( Where there are multiple rooms to a category, the Evaluator must specify the room to which a Comment is related )

H: Hazardous Condition

B: Below Minimum

C: See Comments NV: Not Visible

M: Meets Minimum NA: Not Applicable

Requirements N: No

Requirements

Y: Yes

87c. Foundation Insulation: Depth 88a. Knee Wall Insulation: Present 88b. Knee Wall Insulation: Type NA 88c. Knee Wall Insulation: Depth NA 89a. Rim Joist Insulation: Present N 89b. Rim Joist Insulation: Type NA 89c. Rim Joist Insulation: Depth NA General 90. Carbon Monoxide Alarm M General Comments NA NA

Smoke Detectors 41a. Present

H - Hard-wired smoke detector missing near sleeping rooms

Y Y N

41b. Properly Located

41c. Hard-Wire

1122 LAUREL AVE

Feb 27, 2017

Evaluator: Mike Moser M. J. Moser

Page # 7

Page 29 of 32

LEGAL NOTICES: Chapter 189 of the Saint Paul Legislative Code requires all single family, duplex, condo, townhouse and co-op homes for sale in the city to have a Truth-in-Sale of Housing disclosure report prepared and available to prospective buyers. A Truth-in-Sale of Housing disclosure report must be done for Contract-For-Deed sales. A Truth-in-Sale of Housing (TISH) Disclosure Report in the City of Saint Paul is intended to provide basic information to the home buyer and seller prior to the time of sale. Failure to obtain a Truth-in-Sale of Housing disclosure report or failure to make that disclosure report available to prospective buyers, is a violation of law and is punishable as a misdemeanor carrying up to 90 days in jail and/or a $1,000.00 fine. A valid Truth-in-Sale of Housing disclosure report must be conspicuously displayed at the premises for all prospective buyers. TISH disclosure reports are also available online: https://online.stpaul. gov/web/portal/public-search - This report WILL NOT be used to enforce the requirements of the Legislative Code; however, this evaluation form will be used to determine if there is compliance with the requirements for a hard- wired smoke detectors. - This TISH report is based on the current Truth-in-Sale of Housing Evaluator Guidelines and is based upon different standards than the lender, Federal Housing Administration (FHA) or Veterans Administration (VA). - This TISH is not warranted, by the City of Saint Paul nor by the evaluator for the condition of the building component, nor of the accuracy of this report. - This TISH report covers only the items listed on the form and only those items visible at the time of the evaluation. - The Evaluator is not required to operate the heating plant (except during the heating season), use a ladder to observe the condition of the roofing, disassemble items or evaluate inaccessible areas. - This TISH report is valid for one year from the date of issue and only for the owner named on this report. – If this building is used for any purpose other than a single family dwelling, it may be illegally zoned. To help you determine legal uses under the zoning ordinance, contact the Zoning Administrator at (651) 266-9008. – Automatic garage doors should reverse upon striking an object. If it does not reverse, it poses a serious hazard and should be repaired or replaced immediately. – All single family residences in Saint Paul must have at least one smoke detector connected to the electrical system (hard-wired). The detector must be located near sleeping rooms. For more information call Fire Prevention, (651)228-6230. (Saint Paul Legislative Code, Chapter 58.) – Rainleaders connected to the sanitary sewer system must be disconnected. For more information call Public Works, Sewer Utility, and (651)266-6234. – A house built before 1950 may have lead paint on/in it. If children ingest lead paint, they can be poisoned. For more information call Ramsey County Public Health, (651)292-6525. – Neither the City of Saint Paul nor the Evaluator is responsible for the determination of the presence of airborne particles such as asbestos, noxious gases such as radon, or other conditions of air quality that may be present, nor the conditions which may cause the above. Questions regarding this report should be directed to the evaluator. If you desire a reinspection and amended report, please contact your evaluator. They will perform a reinspection and file an amended report with the City of Saint Paul. The TISH evaluator may charge for this reinspection. Complaints regarding this report should be directed to Department of Safety and Inspections, Truth-in-Sale of Housing Program, Phone 651- 266-8989.

1122 LAUREL AVE

Feb 27, 2017

Evaluator: Mike Moser M. J. Moser

Page # 8

Page 30 of 32

Evaluator Statement: I hereby certify I prepared this report in compliance with the Saint Paul Evaluator Guidelines, City of Saint Paul City Ordinance 189 and all other applicable policies and procedures of the Truth-in_Sale of Housing Board. I have utilized reasonable and ordinary care and diligence and I have noted all conditions found that do not conform to the minimum standards of maintenance. The report covers only those problems listed and reasonably visible at the time of my evaluation and does not warrent future useful life of any house component or fixture. I have included all required information pages with this report. Evaluator Name: Mike Moser M. J. Moser

Phone: Work: 651-455-5888 Evaluation Date: Feb 27, 2017

1122 LAUREL AVE

Feb 27, 2017

Evaluator: Mike Moser M. J. Moser

Page # 9

Page 31 of 32

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