Federal Benefits Made Simple - June 2025

Give us a call! 303-922-4304 federalbenefitsmadesimple.com FAX: 303-416-4358 Hours: 8 a.m. to 5 p.m. M–F

PRST STD US POSTAGE PAID BOISE, ID PERMIT 411

PO Box 260787 Lakewood, CO 80226-0787

Insurance products are offered through the insurance businesses Federal Benefits Made Simple and E.A. Buck Financial Services. Federal Benefits Made Simple is an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor and Buck Wealth Strategies, a Registered Investment Advisor. Securities offered only by duly registered individuals through Madison Avenue Securities, LLC (MAS), member FINRA/SIPC. AEWM does not offer insurance products. The insurance products offered by Federal Benefits Made Simple and E.A. Buck Financial Services are not subject to Investment Advisor requirements. AEWM is not affiliated with Federal Benefits Made Simple, E.A. Buck Financial Services, or Buck Wealth Strategies. In California, we are known only as E.A. Buck Insurance Services in all solicitations of insurance. Federal Benefits Made Simple, an E.A. Buck Company is not affiliated with or endorsed by the US government or any governmental agency. E. A. Buck Financial Services, Buck Wealth Strategies, Federal Benefits Made Simple, An E.A. Buck Company are affiliated by common ownership. CMP-50496- 5/25

INSIDE THIS ISSUE page 1 Finding Peace in the Great Outdoors

page 2 Pop the Bubbly, It’s Party Time! TSP Withdrawal Wisdom

page 3 Mãori Culture and More: Discover the

Magic of New Zealand Teriyaki Beef Skewers

page 4 How Burnout Can Signal Depression

The Hidden Health Risks of Burnout CANARY IN THE COAL MINE?

Does your job or housework leave you feeling burnt out? If so, you aren’t alone.

on the inventory include, “I feel emotionally drained by my work.”

Burnout is a common affliction in our technological age. An estimated 48% of employees and 53% of managers claim they’re burned out, according to a 2022 Microsoft survey of 20,000 workers. And stress levels have only worsened since then. Career-driven people, overworked employees, and working people from all walks of life can experience alienation, extreme exhaustion, loss of meaning, and reduced performance, all hallmarks of burnout. The term was coined in the 1970s to denote the exhaustion often experienced by people in the helping professions. Burnout is not listed in the Diagnostic and Statistical Manual for Mental Disorders, (the professionals’ guide to diagnostic standards). However, the World Health Organization recognizes it as a factor of people’s health. Some doctors use the Maslach Burnout Inventory, a scale measuring a person’s level of exhaustion, cynicism, and professional efficacy, to diagnose burnout. Items

The symptoms of burnout can serve as the proverbial canary in the coal mine — an early warning that overload, overwork, or stress may be on the verge of harming your health. If your

ennui or languor deepens into low self-esteem, guilt, hopelessness, or thoughts of suicide, a vacation or long weekend isn’t likely to help. Clinical depression or anxiety requires different treatments by a therapist or mental health professional. An extended break from work might help to ease the strain but there’s much more involved. The bottom line: If you’re feeling burned out, it’s time to put on the brakes and tune in more closely to your overall well-being!

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