Izquierdo Law Firm October 2019

IDENTITY THEFT AWARENESS Take Steps to Reduce Your Risks

to commit, or to aid or abet, any unlawful activity that constitutes a violation of federal law, or that constitutes a felony under any applicable state or local law.” HOW THEFT TAKES PLACE Many victims of identity theft don’t realize their information has been stolen until after it’s happened. They may start noticing extra charges on their credit card when they receive their statement or when they’re trying to get a loan. Sometimes, a victim’s information can be stolen from their home or from their personal belongings, but it can also be exposed if physical or digital security measures at a company or bank they’re associated with is breached. PROTECTING YOURSELF There are several steps you can take to reduce the risk of having your identity stolen. The Federal Trade Commission (FTC) gives suggestions like the following: Set up active duty alerts, place a credit freeze on your

When someone gains access to and uses any of your personal information for financial gain, it is considered identity theft. Having your identity stolen is one of the most terrifying possibilities of today’s modern world, and, over the past several years, it has been on the rise. Thieves can use a number of methods to obtain sensitive information, such as hacking the internet or even digging through someone’s trash. IDENTITY THEFT AS A FEDERAL OFFENSE The Office for Victims of Crime (OVC), a sector of the U.S. Department of Justice, states that throughout the 1800s and most of the 1900s, identity theft was charged under “false personation” statutes. However, Congress passed the Identity Theft and Assumption Deterrence Act in 1998, which made identity theft a federal crime. This act is defined as when a person “knowingly transfers or uses, without lawful authority, a means of identification of another person with the intent

report, safeguard all your personal information, and invest in identity theft protection services. You can also set up a fraud alert, which will make it difficult for identity thieves to open accounts under your name. If you believe you’re a victim of identity theft, you can visit IdentityTheft.gov to report the incident and begin recovery.

Laugh Out Loud

Miso Caramel Apples Ingredients

2 tbsp light corn syrup

3 tbsp sesame seeds

4 Granny Smith apples

1/4 cup heavy cream

2 tbsp white miso, divided

1/2 cup raw pistachios

1/4 tsp kosher salt

4 Popsicle sticks

1 1/2 tsp plus 1 cup sugar

Directions

minutes, swirling infrequently, until caramel is a light amber color. 5. Add cream and salt to caramel, whisking to combine. Transfer to a large mixing bowl and quickly whisk in remaining miso. 6. To assemble, first roll apple in caramel, then in pistachio mixture, before resting on greased baking sheet. 7. Let cool 30 minutes and serve.

1. Heat oven to 275 F. 2. In a food processor, pulse pistachios and 1 1/2 tsp sugar. Add sesame seeds and 1 tbsp miso, pulsing until miso is fully broken up. Spread evenly on a rimmed baking sheet. Bake for 15–20 minutes and let cool. 3. Meanwhile, insert a Popsicle stick into the center of each apple. 4. In a saucepan, bring corn syrup, 1 cup sugar, and 2 tbsp water to a boil. Boil for 5–7

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