SETTING AND MAINTAINING BUDGETS IN 2023
The 5 Best Apps to Track Your Spending
Lots of people make New Year’s resolutions, and one of the most common themes is improving their personal finances. Whether they set out to better manage their debt, invest more in savings, or budget their spending better, a quick and easy-to-use app on their phone can make that goal much more attainable. Here are five of the best tools to track your spending: Mint CNBC rated this gem of an app the best free budgeting app! Along with extensive budgeting features that sync your checking accounts, savings accounts, loans, credit cards, investments, and bills, Mint can track your expenses and categorize them for budgeting. You can even set limits for each personalized category. The app is helpful for paying down debt, checking your credit score, and saving money. YNAB Instead of tracking past transactions, YNAB is one step ahead and follows a “zero-based budgeting system,” which helps you plan for each dollar earned. When you’re paid, the app assists you in mapping out how much of the income you can spend in each category you set, helping you become more intentional with your spending habits.
Personal Capital Used mainly for investments, you can also get some budgeting assistance with this app! Checking accounts, savings accounts, credit cards, 401(k)s, loans, and mortgages can all be tracked and monitored on Personal Capital. The app even offers a net worth and portfolio tracker to help you get more out of your money. Honeydue Honeydue is an excellent app for couples because it allows each partner to see and track their finances, either separately or jointly. It can sync up bank accounts, investments, and loans and organize expenses into custom categories with personalized limits for each. The best part is that despite being made for partners, privacy can be toggled to each user’s specifications. Fudget If you’d rather not sync up all of your financial accounts, Fudget may be right for you. The app is straightforward, with lists of incoming and outgoing money and a balance tracker. There aren’t any budgeting categories or graphs to interpret — it’s finance at its simplest. No matter what financial goals you strive to achieve this year, an app is an easy and accessible way to get you on the golden road in 2023!
Catching You Up on Andrea SHE GOT HITCHED!
As many of you likely already know, our amazing and much-loved Director of First Impressions, Andrea Challenger, got married! For a little bit of a back story, in 2020, Andrea’s now husband proposed in Disney Springs (she is a HUGE Disney fanatic), just as everything began reopening after the height of COVID-19. Of course, she excitedly said, “Yes!” Originally, Andrea and her fiancé planned to be married in February 2022, but they postponed their wedding until October to allow for more guests to travel safely in order to attend their big day. So, on October 16, 2022, at the charming Chandler Oaks Barn in St. Augustine, Florida, the two finally exchanged their “I dos.” The wedding was the right size, with roughly 120 people in attendance, and the evening could not have been more perfect or more romantic. “The excitement and anticipation were all worth it. Being able to see it all come together with my vision and touches of
Disney was so magical and beautiful,” Andrea tells us. “The help of my family and my wedding coordinator, along with the incredible outdoor venue, was so very much appreciated. I couldn’t have asked for more. The groomsmen looked great, and my bridesmaids were absolutely gorgeous. Everything was perfect.” It was a glorious night, and everything came together so well for Andrea and her husband. Next month, they will be heading off to their honeymoon in the Dominican Republic at an all-inclusive, adult-only resort. It’ll be the first big vacation the two take alone without other family members and friends, and they look forward to relaxing and enjoying the sights! Andrea, we are so excited for you and wish you and your husband a lifetime of happiness! Safe travels, and have a lot of fun in the Dominican Republic! Many congratulations!
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