Retirement Planning Strategies - January 2023

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PO Box 260787 Lakewood, CO 80226-0787 issue INSIDE THIS Skip the Resolutions — Try This Instead PAGE 1 All About Knocker-Ups: England’s Human Alarm Clocks

Federal Benefits Made Simple, an E.A. Buck Company, is an independent financial services firm helping individuals create retirement strategies using a variety of insurance and investment products to custom suit their needs and objectives. This firm is not affiliated with or endorsed by the US government or any governmental agency. E.A. Buck is an independent financial services firm, offering investment and insurance products to consumers. Securities offered only by duly registered individuals through Madison Avenue Securities, LLC (MAS), member FINRA/SIPC. Investment advisory services offered only by duly registered individuals through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. Insurance services offered through Federal Benefits Made Simple an E.A. Buck Company. MAS, AEWM, and Federal Benefits Made Simple, an E.A. Buck company are all separate entities 01610080 12/22.

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Volunteer to Stay Active PAGE 4

VOLUNTEER TO KEEP YOUR BODY AND MIND ACTIVE! Sharing Your Time Can Become Your Favorite Exercise

Staying active is increasingly vital to our health as we age. But pain, injury, or the lack of an exercise location can limit how we keep fit. Luckily, there is an easy way to have an active lifestyle without lifting weights or joining a gym: volunteer! Here are three reasons volunteering can be your new favorite exercise if you’re looking to flex some physical, mental, and/or social “muscle.” IT MOVES YOU. Volunteering offers different ways to move your body! Even small things like strolling through a park to pick up litter, navigating around a soup kitchen, or directing visitors at your local donation center can keep you active.

beginning an exercise habit, volunteering is a perfect initial step in your fitness journey.

YOUR BRAIN EXPANDS. When you volunteer with others you usually have a common goal: like feeding the community, cleaning up a park, or planting a garden. Joining others to accomplish a task provides a significant brain boost, and studies show camaraderie increases positive thoughts and feelings. On top of feeling better, volunteering keeps your mind agile. By working hard to solve a problem, you’re using more neural pathways, which helps keep mental decline at bay. YOU FORM CONNECTIONS. Socializing with a group can help you feel less isolated and more connected to others and to the project. The more involved you are, the more likely you’ll interact with the same people, and some may even become friends when the job is complete. If you want to get active – get involved. If you don’t know of volunteer opportunities in your area, visit VolunteerMatch.org and enter your zip code to find local in-person options. Help yourself and others by making volunteer work your go-to exercise!

Most organizations are happy to modify more strenuous activities (like lifting heavy boxes or walking up a steep hill) to fit your abilities. So, even if you’re just

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