Trinity Elder Law & Estate Planning - January 2021

re Is Right for You?

TACKLING THE TOUGH STUFF How Do You Talk to Family About Late-in-Life Care? We notice that many discussions about late-in-life care happen when families gather for the holidays, but this season was so unusual that you might have missed them with your own family. If so, we can’t think of a more important way to start 2021 than a talk with your loved ones about your desires during difficult times. Let’s be honest: It’s not an easy talk to have. They won’t want to contemplate anything bad happening to you, and that’s a good thing! Remind them that having a written plan for a variety of situations will make tough times easier, even if it’s hard to discuss in the moment. Be sure to thank them for working with you and let them know this is a chance for their voice to be heard as well. And their voices are important because there can be a lot to talk about. For now, though, let us get you started with these questions. • What are your long-term housing plans? Will you remain in your current home, or do you want something easier to manage — perhaps in a retirement community? What about an in-home caregiver? Would that person be a professional or a family member? Will you need a different living situation, such as assisted living or memory care? Will you move in with loved ones instead? • What is your retirement income situation and how might that change in the future? Will family be expected to contribute? Is your will up to date, and does it cover all your assets and property? Who is your executor? • Do you have a written plan for long-term health care? Does it cover your wishes in regards to resuscitation and other emergency procedures? Will you give someone power of attorney, and if so, who?

OU NEED TO ASK

Question No. 2: What can you afford?

In-home care is traditionally more expensive, but that can vary with the care standards and frequency you need. Senior apartments can offer the comfort of a community and the

amenities of a space designed for older adults, but they do come with restrictions. (This could include homeowners’ association fees or cable requirements.) Budgeting can help you and your family narrow down the options. Question No. 3: What do YOU want? Perhaps one of the biggest questions you need to answer can also be the most difficult.

You deserve to lead a full life regardless of where you live, and that is possible. The key is determining where you would be happiest. If you know you need a lot of care but fear burdening your family, then you might be more comfortable in a facility. You might also be adamant about staying home and want to do whatever you can to stay there. Both are viable solutions when you consider what you want for your life. It’s not always easy. If you need help determining what plan would be best for your family and you, contact our team at Trinity Elder Law today.

Birthday Cake Baked Oatmeal for One (Yes, Really) Did you know that January is National Oatmeal Month? If you tend to think of oatmeal as boring, this fun dessert-themed recipe just might change your mind. To go all out, top with a candle and a dollop of whipped cream.

INGREDIENTS

This can be just the tip of the iceberg, but it’s more than enough to start

• 1/2 cup old-fashioned rolled oats • 1 browning banana, mashed • 1/2 cup milk

• 1/2 tsp cinnamon • 1 tsp baking powder

a productive discussion and paint your desires in broad strokes. And remember, it’s not something you have to tackle alone. Our team is here to answer any questions you may have as well as work with you and your loved ones both now and during the difficult times in life. As always, we’re just a phone call away.

• Splash of vanilla extract • 1 tsp brown sugar, honey, or maple syrup • 2 tsp sprinkles

DIRECTIONS

1. Preheat your oven to 350 F and prepare a small oven-safe dish. 2. In a small bowl, combine all of the ingredients except the sprinkles. 3. Pour the oatmeal mixture into the prepared baking dish. 4. Bake for 25 minutes or until the oatmeal is golden brown. 5. Let the oatmeal cool slightly, top with sprinkles, and dig in!

Inspired by ItsTaylerMarie.org

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