DON’T LET INSURANCE COMPANIES BULLY YOU
The Tactics They Use to Get You to Settle
suddenly appears. Of course, the insurance company likely knew about it all along — they were just acting in their own best interest.
Acting Like Your Friend and Making False Promises Beware the adjuster who befriends you, shows up at your house, and promises to pay your medical bills. Some companies pretend to be on your side to keep you from hiring a lawyer who will demand they pay up. What about those future medical bills? Well, the insurance company will only pay them until the claim costs them too much. In addition to keeping an eye out for these tactics, ask lots of questions and be informed. Don’t settle for less. When the insurance company tries to bully you, we’re here to help. We know the system, and we know what to look out for. At Chute, O’Malley, Knobloch & Turcy LLC, we have attorneys experienced in dealing with insurance companies, such as our attorney Mike Knobloch, who has successfully fought for hundreds of clients in various cases, including union tradespeople and people affected by environmental contamination. He believes in fighting for those who have the odds stacked against them, as does everyone on our team. Give our firm a call and get the settlement you deserve.
For most people, the first time they are injured in a collision or on a work site is also the first time they have to navigate the muddy waters of an insurance claim. What no one really prepares you for are the many ways an insurance company will try to get you to accept a settlement for much less than your injury warrants. We’ve seen many of the strategies they use, and it’s important to be aware of them so you can avoid being bullied into settling. Misrepresenting Insurance Benefits Initially, many insurance companies will offer people a very low amount to cover their injuries. It’s not until we file a suit that an umbrella policy
CRANBERRY GINGERBREAD
PUZZLE TIME!
Ingredients
Inspired by Food & Wine Magazine
• • • • • •
2 cups all-purpose flour
Directions 1. Heat oven to 350 F. 2. Grease a loaf pan with canola oil. 1/2 cup canola oil, plus more for greasing 3/4 cup unsulphured molasses 3/4 cup packed light brown sugar 1 tbsp fresh ginger, peeled and finely grated 1 1/2 cups fresh cranberries, coarsely chopped • • • • 2 large eggs • •
2 tsp baking powder
1 tsp baking soda
1/2 tsp ground cinnamon
1/2 tsp ground cloves
1/2 tsp kosher salt
3. In a large mixing bowl, mix together 1/2 cup canola oil, molasses, brown sugar, eggs, ginger, and cranberries. In a separate bowl, sift and combine flour with baking powder, baking soda, cinnamon, cloves, and salt. Mix dry ingredients into wet ingredients until blended. 4. Scrape batter into loaf pan and bake for 50 minutes. 5. Transfer to a rack, let cool for 20 minutes, slice, and serve.
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