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PRST STD US POSTAGE PAID BOISE, ID PERMIT 411
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Guide to Raising Mentally Strong Kids
Lisa & Dennis Jones
Meet Amy Pulver: Our Newest Team Member Making a Difference
3668 W. Anthem Way, Ste. B-158 • Anthem, AZ 85086 602-677-4130 • DLJonesHomes.com
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Take a Break
Maximize Your Golden Years
MAXIMIZE YOUR GOLDEN YEARS: Understand the 4 Phases of Retirement
In the years leading up to your golden years, you will receive plenty of financial advice on preparing for retirement. You want to ensure you have enough money to last the duration of your retirement and maybe still have something left in your estate. This is incredibly important, but there is more to retirement than simply saving your money and waiting. Author and speaker Dr. Riley Moynes has contemplated the psychological challenges that retirees face and determined that there are four distinct phases of retirement. Understanding these phases and preparing for their challenges will help you maximize your retirement. Vacation This phase is exactly what it sounds like. You will feel like you are on vacation 24/7. You wake up when you want, sleep when you want, and do whatever your heart desires
throughout each day. We are free from responsibilities and can enjoy each moment as it comes, but many people grow bored of this stage after the first year of retirement. We begin to miss our routine and question if there is anything more to retirement. Loss This second stage begins when we start to feel like we have lost who we are. We lose our routine, our identity, many of the relationships we have built, a sense of purpose, and for some, a feeling of power. This is also the stage where retirees can face divorce, depression, and physical and mental decline. It can be traumatic when you do not see these losses coming, but this phase does not last forever. Trial and Error This phase is all about trying to make your life more meaningful. Often, the best path
forward is to invest more time into your favorite activities. Be warned that many of these activities will have lost their luster, causing you to experience some trial and error. Do not give up! Something will click to give you purpose, propelling you into phase four. Reinvention Not everyone will make it to this stage. To get here, you must ask yourself, “What is my mission in retirement?” Maybe you want to serve others by volunteering with a charity, or perhaps you simply want to improve your golf game. Finding that purpose and reinventing yourself around it will bring you more happiness during your golden years.
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