1. Save Saving is super important, so listen up! You might be thinking to yourself, “Why save?” Actually, there are quite a few reasons, but we’ll just name two. First, the most basic reason: some stuff you want costs more than you have to spend and will require you to save a little each time you earn or receive money. Saving will assure you have money for things you want in the days, weeks, and years to come. The second reason—to avoid debt—is kind of hard to understand. We’ll tell you a little, but you may have to ask an adult to help you out. Debt means you owe more money than you have. You can steer clear of this by following one important rule: only spend what is in your spend container. No cheating ! “Savings Day” To motivate my kids and get them excited about saving, I established a special “Savings Day.” I mark the date on the calendar and create a list of special projects they can complete in order to earn some extra money. Designating a day for this purpose really helped them focus and gave them extra incentive to reach their savings goals. - Hills Bank employee
S A V E , S P E N D A N D S H A R E F O R L I F E .
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