YES PLEASE, MORE INFORMATION
To understand how plans work, you can break it down into three phases….
Base HDHP H.S.A. Plan
Phase 1
You’re responsible to pay the first dollar costs for medical services and prescriptions (Rx) until you meet your deductible.
Phase 2
Once you’ve met the deductible, coinsurance kicks in for all medical services and now copays apply to Rx. That’s right, you’ll pay 20% of the cost for medical services and the plan pays the rest! You’ll pay the copay for Rx and the plan pays the rest!
Phase 3
You’ve got a maximum out-of-pocket. This amount is an accumulation of the deductible, Rx, coinsurance, and copays. Once all these costs add up to the total max out-of-pocket the plan will pay 100% of all in-network, covered medical services and Rx for the rest of the policy year.
You pay the copay amount for day to day services, as stated on page 3. Your deductible applies to the additional services not covered by a copay. Once you meet your deductible your coinsurance will “kick in”, on the Copay H.R.A. Plan, you pay 30% of the cost and AMIkids pays 70% of the cost of the claim, on the Copay Premium Plan, you pay 20% of the cost and AMIkids pays 80% of the cost of the claim. The amounts you pay towards your deductible, coinsurance, copay amounts, and prescription copays apply to your out-of-pocket maximum. Copay H.R.A . Plan & Copay Premium Plan
Want to earn some Wellness Incentives?
Register for one of AMIkids Wellness Programs!
Rally Wellness Program
Employees enrolled in one of the three AMIkids medical plans, have access to the Rally Wellness Program through BlueCross BlueShield at no cost to you! Rally can help you get healthier one step at a time. It will show you how to make simple changes to your daily routine, set smart goals for yourself and stay on target. You’ll get personalized recommendations to get you moving more, eating better, feeling happier and you’ll have FUN doing it!
To get started, login to www.MyHealthToolKitFL.com . Once you register, select Wellness, then Rally. Once you earn 2,000 coins, contact the Benefits Department to receive a new FitBit Charge2 (while supplies last). Real Appeal Weight Loss Program
AMIkids offers a FREE online weight loss program to ALL employees with a BMI of 20 or higher. You do not have to be enrolled in any of the AMIkids benefits to participate. Spouses and dependents over the age of 18 can also participate in Real Appeal as long as they’re enrolled in one of the three AMIkids medical plans. Real Appeal is a free, 52 week online weight loss program that is customized to what works for you! You will learn simple steps to help you transform and earn incentives along the way. You’ll have access to a transformation coach, digital tools, weekly online support group classes and a success kit full of healthy weight management tools.
To get started, login to www.amikids.realappeal.com . Once you complete ten group session, you will receive a FitBit Charge 2 (All incentives will be available year round while supplies last).
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