Why You Need Owner’s Title Insurance
What is Title Insurance? Owner’s title insurance protects your right to your home. By searching, clearing, and insuring the title to your home before you buy it, your owner’s title policy offers protection for your property rights for as long as you and your heirs own your home. If ownership of your property ever comes into question, an owner’s title insurance policy protects you from expensive legal problems that could result in the loss of your home. How Title Insurance Works: As property changes hands, mistakes and irregularities - often made long before you express interest in the property - can place your ownership in dispute. The seller may have... Avoided disclosure of using the property as collateral for an unpaid loan Fraudulently claimed to be the sole owner. Failed to pay real estate taxes Even a simple mistaken the recording of legal documents, Improper execution of legal instruments or the reappearance of undisclosed or missing heirs can result in the loss of your home.
Protect yourself and Your Family with the Security of Owner’s Title Insurance We diligently search public records for documents associated with the property and provide you with an expert, interpretive view of the impact of all record matters on the property’s title. If our title search reveals recorded defects, liens, or encumbrances upon the title, such as unpaid taxes, unsatisfied mortgages, easements, restrictions, or other impediments, these are reported to you prior to your purchase of the property. We offer solutions to resolving these impediments so you own your property free and clear at closing.
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