Table of Contents Thank You from ManhattanLife..........................................................3 Who We Are........................................................................................3 Why Hospital Indemnity Select?.........................................................3 ManhattanDirect 2.0..........................................................................4 Highlights. ..........................................................................................4 Child(ren) Coverage............................................................................4 Product Availabilty Map......................................................................4 Base Plan Highlights & Optional Riders..............................................5 Policy Issue Guidelines.......................................................................6 Submitting Paper Applications...........................................................7 Easy Upload Feature..........................................................................7 Required Application Information......................................................7 Top Reasons for Application Delays...................................................8 Bank Draft Authorization Form...........................................................8 Billing Methods...................................................................................8 Situations Requiring a New Application.............................................9 Upgrading Benefits.............................................................................9 Application Status..............................................................................9 Application Status Codes...................................................................9 Amendments/Endorsements.............................................................9 Underwriting.......................................................................................10 Underwriting Height/Weight - Build Chart - Adult.............................11 Underwriting Height/Weight - Build Chart - Children........................12 Decline - Maximum Weights by Height – for applicants with Diabetes............................................................14 Uninsurable Health Conditions..........................................................15 Health History....................................................................................18 Declined Appeals................................................................................21 Withdrawn Policies.............................................................................21 Contact Us..........................................................................................22
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