Agent Guide | Hospital Indemnity Select
ManhattanLife
Health History Disabled • Applicants who are disabled will not be offered coverage Functionally Limiting Musculoskeletal Disease or Disorder:
Applicants with a history of Rheumatoid Arthritis may be considered for coverage based on the severity of condition. Applicants that are currently being treated with or have been treated with two or more medications, immunosuppressants or steroids would not be eligible for coverage High Blood Pressure: • Must be controlled for a minimum of 6 months, no medication changes in the last 6 months, average blood pressure reading cannot exceed 140/90 for the last 6 months. • Must be over age 25 • 18 and under will be declined • 18-25 will require medical records review for cause of high blood pressure Pregnancy: • An application submitted with the primary applicant or any of the applicant’s dependents (spouse, child(ren) under age 26), whether applying for coverage or not, is currently pregnant, or in the process for adopting a child will be postponed. • Pregnant applicants will not be considered until pregnancy has been completed, and the mother has a normal post-partum checkup, and the newborn has had a normal 6 week checkup. • All household applicants will be declined.
AGT-HIS 0824
20
Made with FlippingBook Online document maker