HI Select Agent Guide

Table of Contents Thank You from ManhattanLife..........................................................4 Who We Are........................................................................................4 Why Hospital Indemnity Select?.........................................................4 ManhattanDirect 2.0..........................................................................5 Highlights. ..........................................................................................5 Child(ren) Coverage............................................................................5 Product Availabilty Map......................................................................5 Base Plan Highlights & Optional Riders..............................................6 Policy Issue Guidelines.......................................................................7 Submitting Paper Applications...........................................................8 Easy Upload Feature..........................................................................8 Required Application Information......................................................8 Top Reasons for Application Delays...................................................9 Bank Draft Authorization Form...........................................................9 Billing Methods...................................................................................9 Situations Requiring a New Application.............................................10 Upgrading Benefits.............................................................................10 Application Status..............................................................................10 Application Status Codes...................................................................10 Amendments/Endorsements.............................................................10 Underwriting.......................................................................................11 Underwriting Height/Weight - Build Chart - Adult.............................12 Underwriting Height/Weight - Build Chart - Children........................13 Decline - Maximum Weights by Height – for applicants with Diabetes............................................................15 Uninsurable Health Conditions..........................................................16 Health History....................................................................................19 Declined Appeals................................................................................22 Withdrawn Policies.............................................................................22 Contact Us..........................................................................................23

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