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At Financial Architects, we don’t believe in “cure-alls.” Some would say that if a doctor prescribed a remedy without understanding the root problems that exist, that would be called malpractice. In the same way, our process is designed to identify the problems that would cause a financial plan to fail. Once the problems are fully identified, we seek out remedies to help our clients’ financial plans succeed under multiple circumstances. We are able do this by examining five foundations that are central to any effective financial strategy. These are Foundation of Protection, Wealth Building, Liquidity Structure, Critical Thinking: Retirement Accounts, and Strategic Money Flow. These foundations aren’t solutions or products in and of themselves; they’re a means of assessing your overall financial health. To return to the medical metaphor, the five foundations are a lot like your vital signs. When you go in for a checkup, the medical staff will first take your weight, blood pressure, and a slew of other factors before the doctor sees you. Sometimes, even if you feel healthy, these measurements can reveal certain issues that could spell trouble down the road. By using these five foundations, a Financial Architect can help you identify which areas of your financial health are strong and which areas need work. You may, for example, be getting a high rate of return on your assets but lack the liquidity for it to be useful to you. If you are looking to assess your own foundations, take a look at the graphic below. Do you see areas where you’re falling short? Schedule a talk with a financial architect today. We’ll work with you to build a strategy to strengthen all five foundations and optimize your financial health. The Vitals of Wealth Building THE 5 FOUNDATIONS OF AN EFFECTIVE STRATEGY
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TIRAMISU
This Italian favorite makes for the perfect Valentine’s Day dessert. It’s easy to whip up and will make the
holiday feel extra special. INGREDIENTS • 6 egg yolks • 3 tablespoons sugar • 1 pound mascarpone cheese • 1 1/2 cups strong espresso, cooled
• 2 teaspoons dark rum • 24 packaged ladyfingers • 1/2 cup bittersweet chocolate shavings, for garnish
INSTRUCTIONS
1. In a large mixing bowl, use a whisk to beat together egg yolks and sugar until thick and pale, about 5 minutes. 2. Add mascarpone cheese and beat until smooth. 3. Fold in 1 tablespoon of espresso. 4. In a small, shallow dish, combine remaining espresso with rum. Dip each ladyfinger into mixture for 5 seconds. Place soaked ladyfingers at the bottom of a walled baking dish. 5. Spread half of the mascarpone mixture on top of the first layer of ladyfingers. Top with another layer of ladyfingers and another layer of mascarpone. 6. Cover and refrigerate 2–8 hours. 7. Remove from fridge, sprinkle with chocolate shavings, and serve.
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