McDonald Portfolio 2025

www.lauriemcdonalddesign.com lauriemcdonalddesign@gmail.com 410.991.4770 laurie mcdonald

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Every journey to building credit typically begins with opening up an account that can be tracked by the credit reporting companies to assess your credit history. Sometimes payment history can be analyzed via monthly utility and apartment rent payments. To expedite building credit, some students obtain their first credit card in college or obtain a co-signed loan. With this new flurry of financial activity, NOW is the time to stay on top of your finances!

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According to the St. Louis Fed, roughly one out of every two undergraduate African American students is more likely to default on a loan than Caucasian students. Financial planning takes time, organization and tenacity. And educating oneself is the only way to get ahead of the game. This is how FinLocker can help...

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More good news! You’ve made your

To properly manage your finances, it’s important to have the right tools to organize yourself.

way up in the working world. Keep your eye on the prize by continuing to manage your finances using real-time, holistic overviews of all of your financial accounts in your FinLocker – from your bank accounts to rent and

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TRAINING, INDUSTRY INSIGHT & PROFESSIONAL DEVELOPMENT SESSIONS

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CONGRATULATIONS! You’ve graduated college! Although studying may be over, student loan payments do not stop here. Keep your payments tidy in FinLocker’s transaction dashboard so you know when payments are due.

NETWORKING & SOCIALIZING

links all of your financial accounts in one place and provides educational resources and tools that manage your budget and help you reach your financial goals.

credit card payments.

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Through the mortgage process, your FinLocker has

special. Time to really start saving for a future with your partner! FinLocker

tools to ensure your “readiness” to transact a loan and it also allows you to immediately send all documentation to your lender with the click of a button. It’s fast and easy.

provides affordability calculators and allows you to set savings goals for a wedding, a new house, a family and more.

Before buying a car or building a new home, make sure all the credit

It’s important to keep up with

you’ve built up has put you in a good position to buy. Be diligent about checking your VantageScore credit score on FinLocker to manage your score and ensure you get the best loan rates.

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monthly payments while also looking

to the future : growing a family, saving for your children’s’ college education and

You’ve made it to retirement and can enjoy the fruits of your labor. By

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your own retirement. Manage your growing family’s budget using FinLocker’s scenario planning tools.

planning, saving and spending responsibly over time, you can now share the wealth you’ve created with the next generation.

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