EFC - Social Security Decisions

5777 W Century Blvd, Suite 985 Los Angeles, CA 90045 Toll Free Phone: 888-244-6675 Phone: 310-645-0001 www.efcwealthmanagement.com

:14: This document is designed to provide general information on the subjects covered. It is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market or recommend any tax plan or arrangement. Individuals are encouraged to consult with a qualified professional before making any decisions about their personal situation. This content is not endorsed by the Social Security Administration, and our firm is not affiliated with the United States government or any other governmental agency. The information contained herein should in no way be construed or interpreted as a solicitation to sale or offer to sale advisory services or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. All content is for information purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions Purchases are subject to suitability . This requires a review of an investor’s objective, risk tolerance, and time horizons. Investing always involves risk and possible loss of capital. Past performance in not indicative of future performance. This content is not endorsed by the Social Security Administration, and our firm is not affiliated with the United States government or any other governmental agency. Content prepared by Advisors Excel. Cory Chapman is an Investment Advisory Representative offering advisory services through EFC Wealth Management Firm, LLC an Investment Advisor. Insurance products and services are offered through EFC Wealth Group, Inc. & EFC Insurance Agency CA #0H87076 #0B92957. EFC Wealth Management Firm, LLC is an independent financial services firm helping individuals create retirement strategies using a variety of investments and insurance products to custom suit their needs and objectives. All content is for informational purposes only. It is not intended to provide any tax or legal advice or provide the basis for any financial decisions.

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