Take a look at our June newsletter!
FINANCIAL SERVICES, LLC
616-514-3831
www.MattsonFinancial.com
June 2024
After last month’s newsletter, I left many of you in suspense with my story about taking our dog to the vet because she was continually throwing up. The diagnosis was conclusive: Our fur baby had eaten a gecko. To put your mind at rest, we still have the dog. We did receive bills for more than $1,000 for her care, to make her stop throwing up, and to cover an overnight stay for (are you ready for this?) intravenous hydration. Our dog had thrown up so much that she was dehydrated and lethargic! Wealth Care
mental rudder, who helped him every day to put his world of pieces back together so he knew what to do and who he was. But fortunately, the husband was able to remain in the same facility. He still has his meals there and sees the same people. We set up this living arrangement for my mom and stepfather because they need more care than my family can give, but it also gives them the independence they desire. At 91, my stepfather is still free to get behind the wheel and drive my mom to get her hair done. On Wednesday mornings, they go to McDonald’s for flapjacks and bacon. All of this sounds pretty cute and wonderful and loving, which it is. But what makes it possible is the planning we did 30 years ago for my mom’s wealth care. She told us then that she didn’t want to go into a nursing care facility, so we discussed the options. The planning process took some time, some reasoning, and some discussion. But now, my mom and stepfather are together, safe and happy. I’m not comparing my mother to our dog! But just as our dog needed extra care, so do my folks. The wealth care principle holds true in both cases. Long before our dog met the gecko that sent her to the hospital, my wife wisely bought pet health insurance. Our deductible for all our fur baby’s vet bills was $50, and we were reimbursed for the rest. In my folks’ case, they bought long-term care insurance for the time when they could no longer live unassisted. By putting that long-term care insurance in place many years ago, they never have to worry about being unable to pay their bills or burdening their children. That is why we at Mattson Financial Services have these discussions at the beginning of your planning process — not amid the turmoil of care needs that emerge when you are 80, 90, or even 100 years old. Long-term care planning must be done 20 or 30 years in advance so everybody, including family members, is clear on your choices. That achieves our central goal — to lay solid groundwork for your retirement with a complete plan — not just one built on hope. A Complete Plan Provides Peace in Your Golden Years
Fortunately, my wife had done advanced planning based on the principle named in this month’s headline: Wealth Care. Let me explain.
We often begin retirement planning with clients by asking them how they want to plan for long-term care. None of us believes we will need it, but as we explain to our clients, there are three stages of retirement — the go-go years, the slow-go years, and the no-go years. The topic of wealth care falls into the latter category. My mother, for example, recently turned 100. As she was getting ready for her centennial birthday party, we realized that her usually sharp mental capacities were fading. My wife Nancy, whom we call Nurse Nancy, suggested we get her checked out for a urinary tract infection, and Nurse Nancy’s diagnosis proved correct. My mom’s doctor prescribed antibiotics, and she began recognizing my stepfather once again and recovering other memories. At age 100, she went to her birthday party wearing high heels! My mom’s example shows how widely people’s care needs can vary during the no-go years. We may need the full-on service offered by a nursing home, or we may just need the proper medication. My mom and stepfather, who is 91, recently entered a care facility where they live independently in an apartment. Cooking and cleaning are done for them, and their meds are monitored. That is all the care they need. Another benefit is that they have friends there. My mom and stepfather soon began eating breakfast with another couple in the facility. When the wife in that couple suddenly passed away, her husband had to be moved into dementia care. His wife had been his
–Gary Mattson
Published by Newsletter Pro • www.newsletterpro.com
www.MattsonFinancial.com | 1
EATING WELL ON A BUDGET Your Guide to Frugal Grocery Shopping
Are you tired of spending more money on fewer ingredients? You are not alone. While prices for most consumer goods have increased, food costs have increased even more. Grocery prices have increased by 25% since 2020, outpacing inflation by 6%. By buying food that costs less, lasts longer, and feeds more people, you can keep your grocery bills manageable while still eating well. Look for these foods at the grocery store to keep your wallet and pantry full! GROUND MEAT Whether it’s chicken, beef, turkey, or pork, ground meat is cheap and usable in many recipes. In addition to a range of options to meet dietary restrictions and preferences, ground meat is sold in larger quantities and costs less than many other forms of meat. Despite not being a “prime cut” option, ground meat is still full of protein that satisfies your hunger.
PEANUT BUTTER While everyone loves peanut butter and jelly sandwiches, this inexpensive ingredient can also be used in a number of other recipes. It can be used as a delicious protein additive to smoothies or spread on celery to make ants on a log.
TORTILLAS Tortillas come in two main varieties: corn and flour. The former is more traditional and less expensive, but if you prefer flour, it’s still an economical option. While you can buy pre-cooked tortillas, the flavor is much better when you cook them yourself. If you buy in bulk, you can save the tortillas you aren’t ready to use by freezing them, allowing you to save more and only use what you need. Tortillas are also used by astronauts as a substitute for bread since they don’t leave crumbs when you eat them. If they are good enough for astronauts, they’re good enough for us! BEND, STRETCH, THRIVE
HOW YOGA CAN KEEP YOU BALANCED AND RESILIENT AFTER 50
As you begin the stretch to your golden years, a little extra stretching might help you more than you think. Yoga has long provided people of all ages with many mental and physical health benefits. From increased strength to better flexibility and balance, this holistic and accessible form of exercise has been proven to help people lead healthier lives. So, it’s never too early to add some easy poses into your daily routine.
incorporating yoga into your routine can help you shed pounds.
BETTER BALANCE We will all lose some flexibility with age, but yoga’s slow, focused movements can drastically improve your balance. Many yoga poses are designed to strengthen muscles and make you more limber. According to the Centers for Disease Control and Prevention, falls are
Let’s explore three of the transformative effects of practicing yoga as we age and its ability to keep us feeling young.
STRONGER BONES Osteoporosis is a disease that weakens the bones, making them fragile and susceptible to injuries. People typically begin to experience the onset of this condition at age 50 or older. Gentle, low-impact forms of yoga, like restorative or hatha, have been shown to slow bone thinning. Aim to do non-strenuous yoga for at least 15 minutes daily to protect your bones from fractures. HEALTHY WEIGHT Maintaining a healthy weight for your age and body type is crucial to many elements of your well-being. By doing yoga for just an hour every day, a person can burn more than 2,000 calories a week. You don’t have to namaste much to enjoy the weight management benefits, but
the leading cause of injuries for older adults. So, building better balance and confidence now will help you in the future.
Unlocking the secrets of vitality, clarity, and joy as we age is as simple as rolling out a yoga mat. From enhanced flexibility to a moment of peace, yoga is a timeless resource for living well at all stages of life. Embrace this journey, savor each stretch, and build a practice of yoga that will keep your mind and body healthy.
Published by Newsletter Pro • www.newsletterpro.com
2 | 616-514-3831
July Market Commentary Release July 14, 2024, 12 p.m. A recap on market performance and outlook will be sent via email. August In-Person First Friday Event Aug. 2, 2024, 12–3 p.m. Lower Garden Level 3226 28th St. SE Kentwood, MI 49512 Meet the radio team including our co-host of 10 years, Jennifer Perry! A family harmony event featuring speakers from Alles Law and MKD Funeral Homes to discuss successor trustees and sunset planning. Stay for the LIVE market update at 2 p.m.! Event registration is encouraged but not required.
Sarah’s
Sheet Pan Shrimp Fajitas Inspired by DamnDelicious.net
Ingredients
•
2 lbs shrimp, peeled and deveined 2 bell peppers, sliced 1 onion, sliced 3 tbsp olive oil
• •
2 tsp cumin 1 tsp smoked paprika
Topping Options •
Sliced avocado
• • •
Salsa
•
•
1 tsp garlic powder
Sour cream
Chopped cilantro
• • •
•
Salt and pepper, to taste
2 tsp chili powder
•
Tortillas
Directions
1. Preheat oven to 400 F and line a baking sheet with parchment paper. 2. In a small bowl, combine chili powder, cumin, paprika, garlic powder, salt, and pepper. 3. Place bell pepper and onion on the baking sheet. 4. Drizzle evenly with 2 tbsp of olive oil and sprinkle with the chili powder mixture; reserve some for shrimp. Bake for 12 minutes. 5. Remove sheet pan from oven and push veggies to one side. Add shrimp to the empty side. Drizzle with 1 tbsp olive oil and spices. Return sheet pan to oven and bake for another 6 minutes, until shrimp are pink. 6. Serve on warm tortillas with desired toppings.
Not on our email list? Contact us at info@ mattsonfinancial.com !
Published by Newsletter Pro • www.newsletterpro.com
www.MattsonFinancial.com | 3
PRST STD US POSTAGE PAID BOISE, ID PERMIT 411
FINANCIAL SERVICES, LLC
106.9 FM and 1300 AM Saturdays from 10–11 a.m. Sundays from 11 a.m.—12 p.m.
3226 28th Street SE Kentwood, MI 49512
INSIDE THIS ISSUE
1
Wealth Care: Complete Planning for a Long Life
2
Tips for Affordable Grocery Shopping
A Fountain of Youth for Your Bones and Balance
3
Sheet Pan Shrimp Fajitas
Upcoming Events
4
Perfect Spots for a Laid-Back Holiday
**Reminder: If you have any changes to your financial situation, please notify us as soon as possible.
Investment advisory services offered through Mattson Financial Services, LLC, an SEC-Registered Investment Advisor. Insurance and annuities offered through Lakeview Financial Group, LLC. Mattson Financial Services, LLC and Lakeview Financial Group, LLC are affiliated companies.
Off the Radar
HIDDEN GEM VACATION DESTINATIONS
Are you tired of visiting hyped-up vacation destinations or getting lost in a big city or crowded national park? If so, consider a holiday at a less congested, more laid-back locale. These hidden gems offer beautiful views and exciting excursions — all without the headaches that come with vacationing to big-name destinations!
CRATER OF DIAMONDS STATE PARK If you have ever felt envious of the prospectors who made their riches during the California Gold Rush, then pay a visit to Crater of Diamonds State Park in Arkansas, where you can discover your own hidden gems! You can discover rare rocks and minerals in a massive field birthed by volcanic activity, including diamonds, amethysts, garnets, and quartz. The best part? Anything you find, you can keep! Seekers have found more than 35,000 diamonds at the park since it opened in 1972, and with some luck, you could add a few more to that tally!
PINNACLES NATIONAL PARK Make an excursion to Pinnacles in California to enjoy the splendor of nature without having to share space with millions of tourists. With over 30 miles of hiking trails crisscrossing rocky hills and river-strewn caverns, you’ll find plenty of opportunities for memorable adventure. Despite its wondrous views, Pinnacles was named the 15th least-visited national park in 2023, with just over 340,000 annual visitors.
CRATER LAKE NATIONAL PARK Make your way to Oregon and dive into the deepest lake in the country! Crater Lake National Park’s namesake was formed when a volcanic eruption triggered a mountain to come apart in spectacular fashion. You can stay at plenty of campsites and find excellent fishing in the lake’s pristine and seemingly bottomless water. If you are a fan of hiking, fishing, or breathtaking views, then Crater Lake is for you.
Published by Newsletter Pro • www.newsletterpro.com
4 | 616-514-3831
Page 1 Page 2 Page 3 Page 4Made with FlippingBook Ebook Creator