2021 SBC for Cigna HRA Plan

What You Will Pay

Common Medical Event

Limitations, Exceptions, & Other Important Information 50% penalty for no out-of-network precertification. 50% penalty for failure to precertify out-of-network inpatient hospice services.

Services You May Need

In-Network Provider (You will pay the least)

Out-of-Network Provider (You will pay the most)

Durable medical equipment 20% coinsurance

50% coinsurance

20% coinsurance/inpatient; 20% coinsurance/outpatient services

50% coinsurance/inpatient; 50% coinsurance/outpatient services

Hospice services

Children's eye exam Children's glasses

Not covered Not covered

Not covered Not covered Not covered

None None None

If your child needs dental or eye care

Children's dental check-up Not covered

Excluded Services & Other Covered Services: Services Your Plan Generally Does NOT Cover (Check your policy or plan document for more information and a list of any other excluded services.)  Acupuncture

 Eye care (Children)  Long-term care  Non-emergency care when traveling outside the U.S.  Private-duty nursing

 Routine eye care (Adult)  Routine foot care  Weight loss programs

 Cosmetic surgery  Dental care (Adult)  Dental care (Children)

Other Covered Services (Limitations may apply to these services. This isn’t a complete list. Please see your plan document.)  Bariatric Surgery (in-network only Surgeon Charges Lifetime max $20,000)  Chiropractic care (20 days)  Hearing aids ($1,000 maximum per Lifetime)  Infertility treatment

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