UNDERSTANDING MEDICARE Don’t Buy Into the Hype From Broadway Joe and Iron Mike
Have you seen your favorite football legends on TV lately? Super Bowl III MVP and Hall of Fame NewYork Jets quarterback Joe Namath and the revered Super Bowl-winning coach of the Chicago Bears, Mike Ditka, now appear in similar commercials advocating for the Medicare Advantage Plan. Nothing says “you’re getting older” quite like the sports heroes of your youth talking about Medicare. But beyond the shock of seeing these two great legends advertise health insurance plans, you shouldn’t take these commercials at face value. Instead, consider them for what they are: commercials to get you to buy something. The premise of each commercial is that you can receive a multitude of added benefits that traditional Medicare plans may not cover at “no additional cost to you!” How great! Why isn’t everyone on this plan?
However, it’s not that simple. Medicare Supplement Plans have also been created to fill the gaps that Medicare Parts A and B don’t cover. Medicare Advantage Plans — this is what Broadway Joe and Iron Mike are pitching on TV— replace or transfer Parts A and B a plan offered through private insurance companies.
But here’s the big secret: While the premiums can be “free” (we prefer $0 premium), our sports heroes fail to metion the costs to use the plans can be as high as $7,550 per year. This doesn’t mean they’re bad plans — it’s just a different way to provide coverage. One type of plan isn’t better than another. There are only plans that are better for you than others. As authors, we wrote our book to help people understand their options. We always want you in the plan that’s best for you. Please don’t rely on a pair of retired football pros to tell you what plan is best for you. Instead, rely on Medicare pros . If you ever need assistance understanding what your Medicare plan will cover, give our team a call at 888-335-9498.
Not so fast.
Medicare plans offer varying degrees of coverage. Medicare Parts A and B make up the original Medicare team. Part A covers hospital visits and stays, while Part B is meant to cover regular screenings and preventive measures. Meanwhile, Medicare Part D was created to cover prescription drug costs.
EASY ONE-POT LENTIL SOUP
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2 tbsp coconut oil
2 cloves garlic, minced
2 shallots, diced
4 large carrots, sliced thin 4 stalks celery, sliced thin
Sea salt, to taste
Black pepper, to taste
3 cups red potatoes, cubed 4 cups vegetable broth
2–3 sprigs fresh rosemary or thyme, chopped 1 cup uncooked green lentils, rinsed and drained
2 cups chopped kale
4. Add lentils, stirring until soup returns to a simmer. Then, turn the heat to low and cook soup uncovered for 15–20 minutes. 5. Finally, add kale and additional salt and pepper as needed. Cook for 3–4 minutes, thin soup with additional vegetable broth as needed, and serve!
BEGINNING CELEBRATION CLOCK COUNTDOWN FAMILY FIREWORKS FRIENDS
JANUARY MIDNIGHT NEW PARTY WINTER YEAR
1. In a large pot, heat oil over medium heat and sauté garlic, shallots, carrots, and celery for 4–5 minutes, adding salt and pepper to taste. 2. Add potatoes to pot, along with more salt and pepper. Sauté for 2 minutes. 3. Add vegetable broth and herbs, then bring soup to a simmer.
Inspired by MinimalistBaker.com
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