2 Risks You Could Face With Bonds Bonds Are the Safest Investment — Right?
When thinking about retirement, most people think of spending time with their loved ones, traveling, spoiling their grandchildren, not having the stress of work, and perhaps buying more property. So, when
This may not seem like a huge problem, but if you’re retiring soon and have a million-dollar portfolio full of bonds, you could be taking many risks with few rewards. RISK NO. 2: DEFAULTS Some think individual bond investments are safe, but there is always a chance the borrower will not be able to repay the loan. This is called default risk. Some bonds have a more significant default risk than others. For example, many consider government bonds the highest-rated, but corporate bonds are riskier. This is because only a few corporate bonds have the credibility of the U.S. government. Because of this, their bonds are considered to be more dangerous. One way you can avoid this risk is by investing in a bond fund. This allows your money to be spread out in different companies. But this protection comes at a cost: fees. Most bond funds have expenses and fees that many investors aren’t fully aware of when signing up. Are there ways to avoid these risks while still getting a rewarding return on your investments? Yes! Many alternatives are available to you. If you have any questions or concerns about your bonds and the risk you could face, allow your friends at DuPont Wealth Solutions to assist you. We can talk about your options, alternatives, and how you can avoid risks associated with bonds.
it comes to investing, many investors nearing retirement consider bonds one of the safest investments. But, although bonds are safer than stocks, bonds can be a lot riskier than you may think. Let’s look at two main risks you can experience when investing in bonds. RISK NO. 1: INTEREST RATES Interest rates and bond prices go hand-in-hand. When interest rates decrease, bond prices increase. Therefore, the value of your bond will be exponentially higher during this time. Interest rates have fallen for the past 20 years, causing bond prices to rise. But as the federal reserve is trying to combat inflation by raising interest rates, the cost of bonds will decrease — causing the value of bonds you hold to drop.
SUDOKU
SWEET AND SPICY BBQ CHICKEN SKEWERS
Inspired by RecipeRunner.com
Summer is here, and you know what that means: It’s time to break out the barbecue and meat skewers! INGREDIENTS DIRECTIONS
For the Marinade • 1 tbsp olive oil •
1. In a bowl, whisk together marinade ingredients. 2. In a reusable freezer bag, combine cubed chicken and all but 1/4 cup of the marinade. 3. Seal bag and massage marinade into the chicken. Chill in the fridge overnight. 4. The following day, preheat the grill to 400 F. Thread chicken and pineapple onto skewers, adding two cubes of chicken for each cube of pineapple. 5. Grill the skewers for 3–4 minutes per side, brushing with the reserved marinade in the final minutes. 6. Serve over rice or with your favorite barbecue sides!
2 tbsp soy sauce
2 tbsp chili garlic sauce
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2 tbsp rice vinegar
3 tbsp honey Juice of 1 lime
3/4 tsp smoked paprika
1/2 tsp salt
For the Skewers •
2 lbs chicken breast, cut into bite-size cubes 1 small pineapple, cut into 1-inch cubes
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