customers.” If you focus on the delights, you can get more bang for your buck out of the financial institution you’re already using. Plus, there’s a good chance you’ll pick up new ways to stretch your retirement fund, grow your investments, and pass nest eggs to your grandkids along the way. Take these two easy steps to get started.
Get More Bank for Your Buck
1. GET CLICKING
Even for someone with plenty of internet savvy, bank websites can be intimidating. Most are filled with tabs and portals that overwhelm customers, causing them to limit their interactions to plugging in a username and password to check their balance. Don’t fall into that trap! If you want to get a complete picture of what your bank has to offer, its website is the place to start. Next time you log in, set aside an hour or two to explore the site tab by tab. Take note of products and services you might not be using, like mobile banking apps, 24-hour hotlines, continuing education, and additional account options and their interest rates. Schwab, for example, offers a free online learning center complete with seminars, one-on-one financial advice, and more than 300 informative articles and videos. If your bank has a brick-and-mortar location near you, make a point to visit it. While there, take the time to learn about the latest updates from the reading materials on offer, make an appointment with a financial analyst, or speak with a bank teller. It’s in your bank’s interest to see your accounts grow, so representatives are happy to help. If you’ve already explored your bank’s website, this is the time to ask follow-up questions on what you found or make a financial move in a new direction. Whether you’ve decided on a 529 plan or a high-interest checking account, your banking representative can make it happen. 2. SCHEDULE A SIT-DOWN
How to Take Full Advantage of Your Financial Institution
Whether you’re banking with a credit union or a national giant, your financial institution likely offers more resources, account options, and saving plans than you’re using — or even aware of.
As one NerdWallet article puts it, “Banks and credit unions continue to find new ways to both delight and confound THE GIFT OF SELF-CARE
Make Time for Yourself This Season
Let’s face it, the holidays aren’t all merry all the time. It’s easy to be overwhelmed by the pressure to make it to gatherings, buy gifts, keep up with the end-of-year crunch at work — and spread good cheer all the while. It’s no wonder that stress and anxiety are reported at far higher rates this time of year. But you can still create your own comfort and joy.
There’s plenty to love about the holiday season — so slow down and enjoy the parts you love most! Do you always look forward to eggnog with loved ones? Make that a priority this year! Is decorating the house a fun project year after year? Invite some friends and make a day of it! Have you always wanted to try caroling? Research if there are groups you can join in your area, or put together your own! This lets you celebrate the season your way, on your terms.
ROUTINE IS EVERYTHING
One of the greatest gifts you can give yourself to avoid seasonal stress is a rock-solid schedule. It’s easy to let the pressure to shop and socialize get in the way of fundamentally important parts of your regular routine — especially sleep. Planning out your days will empower you to say “no” to last minute shopping trips and lengthy holiday gatherings, so you have time for yourself and your needs.
We may not get a “white Christmas” here in Jacksonville, but at least it’s that much easier to go for a jog. While fighting your way through Black Friday crowds might sound like good exercise, the stress and adrenaline aren’t worth it. Making room in your routine for a regular workout free of holiday distractions can keep you relaxed and in-shape despite all the feasting.
2 Florida Women’s Law Group | 904-549-6553
Published by The Newsletter Pro | www.thenewsletterpro.comfloridawomenslawgroup.com
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