IT’S UNBELIEVABLY TRUE! THE CRAZIEST OLYMPIC MARATHON OF 1904
In 1904, the year of America’s first Olympics, the men’s marathon was a bizarre spectacle to behold. In fact, it was likely the most jaw-dropping event ever in the history of the Olympic Games. On that hot, sweltering summer day in St. Louis, MO, only 14 of the 32 Olympic competitors crossed the finish line on what was deemed the most difficult course anyone was ever asked to undertake. Thomas Hicks, the American who actually came in first, received the slowest time of all of the Olympic marathons since 1896. But why was this one so tough? With temperatures of roughly 104 degrees F and 90% humidity, a rigorous 24.85-mile course with seven hills was a bit much for competitors. Not to mention, support cars were churning up dust, leaving it behind for the runners to inhale, and they only had two water stations available before the halfway mark — and none in the second half! Even seasoned runners were not up to this crazy course! Three hours and 13 minutes after the marathon began, Fred Lorz, who had ridden a third of the course in a car, crossed the finish line. He was about to be adorned with a floral wreath when he confessed he had gotten so tired that he accepted a ride from one of the cars along the way, so he was disqualified.
Thomas Hicks, the true winner, was struggling with just 7 more miles to go. His fans on the sidelines provided him with a secret energy booster mix — a
concoction containing
strychnine (rat poison), brandy, and egg whites. By the time he crossed the finish line, he was hallucinating. And the fourth-place winner from Cuba wore dress pants and shoes for the entire race (because he lost his money gambling in New Orleans on his way to St. Louis and arrived after hitchhiking with nothing but the clothes on his back!).
This 1904 Olympic marathon went down in history as the most bizarre and wildly entertaining race. Luckily, but surprisingly, nobody died!
Completing a Mortgage Application? Here Are 6 Documents You Need
Applying for home financing is more complicated than it was years ago. Today, you need several documents to qualify for a loan. Lenders need multiple documents for preapprovals and approvals. Here are six documents you’ll need. What documents do you need for preapprovals? •
show lenders how much money you have on hand, and retirement and investment accounts show that emergency funds are available, if needed.
You got approved! What additional documents will the lender need? •
Likewise, you can’t use credit card advances either. You want to keep track of unusual deposits in your account and keep deposit slips to explain them. Any sudden change in your finances must be explained and documented. If not, it will not count as an available asset to close. Your finances will be under a microscope during your mortgage application process. If you need help finding a loan officer, or have questions about the process, allow your friends at Brooks & Crowley to assist you. We close dozens of mortgage loans every month and understand the process. So, give us a call today for more information.
Rental History: You want to show that you have a history of paying rent and bills on time — especially for first-time renters or buyers. Provide documents that show when you paid for your rent or utility bills. Homeowner’s Insurance: Your home must be covered with insurance for at least one year, so the premium will need to be fully paid. This coverage must list the lender as the mortgagee. Proof of Down Payment and Closing Funds: Documentation for your down payment is always needed. You can’t use undocumented funds such as gambling winnings for your down payment.
Tax Returns: Complete and provide your tax returns from the last two years. This should include all W-2s and 1099s. Your lender needs your tax returns because they want to verify that your household income is consistent. Pay Stubs: You need to establish your current salary, so providing 30 days’ worth of your most recent pay stubs is essential. Account Statements: Submit your recent statements from all bank accounts, retirement accounts, and investment accounts. Bank statements
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