The Tricks of the Insurance Trade Strategies Adjusters Use to Pay Less for Your Claim
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Insurance companies are designed to pay out as little as possible on car accident injury claims. In some cases, particularly if your injury is fairly straightforward, you might be able to successfully navigate the claims process alone, but if you’re dealing with a more complicated injury or situation, it’s best to work with an attorney. We know every trick in the insurance adjuster’s book, as well as the best way to respond. One common strategy in every adjuster’s arsenal is ignoring the customer . You’re unlikely to receive a phone call from your adjuster after a car accident, and you’ll find it difficult to stay in contact with them as they fail to reply to phone calls and emails. It’s almost certain that the adjuster will attempt to delay your claim . The longer they can drag out the process, the longer the insurance company earns interest on its money and the higher the likelihood of you giving up or settling for less than you should. They’re likely to constantly request more and more information, saying over and over that they can’t make a decision until they have additional records. After those are received, they’ll ask for more, continuing to find some missing piece that pushes your claim closer to the two-year statute of limitations. If the adjuster asks, avoid providing them with a statement . Typically, these statements are used solely to defend the insurance company rather than for gathering necessary information. Adjusters are also likely to admit fault or accept responsibility , implying that they’ll pay out without your need for an attorney, but this is just another trick. If they can convince you that you don’t need an attorney, they’re surely going to spend less money on the case. Often, the first red flag that you need an attorney will come up during a discussion about money. Sure, they “accept responsibility,” but all that means is that they’re going to make you an offer — not that the offer will be fair and reasonable.
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STREET CORN Grilled Mexican
Make the most of these remaining summer weeks and take dinner outside to the grill! You don’t need to visit the fair for this delicious, classic street food.
INGREDIENTS • ¼ cup mayonnaise • ¼ cup sour cream •
½ cup finely crumbled feta cheese ½ teaspoon chili powder 1 medium clove garlic, minced ¼ cup finely chopped cilantro
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4 ears corn, shucked 1 lime, cut into wedges
DIRECTIONS 1. Set burners of gas grill to high heat and allow to preheat for 5 minutes. 2. Combine mayonnaise, sour cream, cheese, chili powder, garlic, and cilantro in large bowl. Stir until well combined and set aside. 3. Place corn on hot grill, rotating occasionally. Grill until cooked through and charred in spots on all sides (about 8 minutes). 4. Transfer corn to bowl with cheese mixture and use large spoon to evenly coat each ear on all sides. Sprinkle with extra cheese and chili powder and serve immediately with lime wedges. (Recipe inspired by seriouseats.com.)
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