Learn more about Critical Illness Insurance
Frequently Asked Questions Medical care for illnesses like cancer and heart disease can be expensive. But that’s not everything. It can be financially challenging to provide the support and care beyond medical treatments. Critical Illness Insurance can help provide a financial cushion so you can stay on track financially and focus on your recovery. I have a good medical plan, so why do I need Critical Illness Insurance? Critical Illness Insurance works to complement your medical coverage paying in addition to what your medical plan may or may not cover. It pays a lump sum amount directly to you to use however you choose, like for out-of-pocket medical costs such as deductibles, co-pays, or non-covered services. You can even use it to help pay for everyday living expenses, like babysitters and take-out food, making recovery a little easier Critical Illness Insurance, issued by The PrudentiaI lnsurance Company of America (Prudential), pays you for a variety of medical conditions including, but not limited to: • Alzheimer’s Disease • Cancer — invasive or in situ • Coronary Artery Disease (severe) • Heart Attack and helping you to safeguard your savings. What types of conditions are covered? • Major Organ failure • Renal (Kidney) failure • Stroke
How much would it cost? Critical Illness Insurance may cost less than you think. It’s designed to be an affordable way to complement your current medical plan. How are benefits paid? We send payments directly to you, not your doctor, hospital, or any other health care provider. There’s no coordination with any other coverage, so the amount you receive is in addition to other benefits you may have. Is the claim process easy? Yes. Submitting a claim is simple. Choose how you want to send it to us—on line, fax, phone, or paper—and our experts will take care of the rest. You only need one claim form per diagnosis or hospital stay, no matter how many services you receive. Best of all, we typically make a benefit decision within 5 business days. Not sure how much coverage you may need? Use our Life Insurance Needs Calculator to help you estimate how much coverage is right for you. Visit www.prudential.com/EZLifeNeeds .
8 Volume 1 | 2025
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