WHAT TO EXPECT FROM A PROPERT Y APPRAISAL
Here’s What Appraisers Look For
Homeowners often get nervous when they know the home appraiser is on the way. They may wonder what they missed and what the appraiser will find. What many people don’t realize is the appraiser already has a solid idea of what the property is worth before they ever see the home in person. At the same time, many people aren’t fully aware of what appraisers are looking for when they determine the value of the property. Homeowners often assume the value of the home is calculated after the appraiser has done a thorough walk-through and inspection of the property. But there is no need to worry. If a home isn’t perfect or there is clutter, the appraiser generally isn’t concerned with these details. Here’s what the appraiser is really looking at.
Size: What’s the square-footage of the home and each room?
Neighborhood: Is the property conforming to the neighborhood?
Functional Utility: Is the property functional as built? Do features, such as the fireplace, work?
Parking: Driveways, garages, carports, and shops — usable?
Other: Curb appeal, lot size, neighborhood fit, and general curbside details.
When the appraiser walks around the interior of a home, they look at the overall design, condition, finish work, upgrades, defining features, functional utility, square footage, number of rooms, and health and safety items — including making sure carbon monoxide and smoke detectors are in working order. They check the fireplaces and chimneys — two elements that can greatly influence the value of a home, positively or negatively, depending on their condition. An important point to remember is that an appraisal will provide half the weight in any credit determination involving the security of real estate. As such, any appraisal should be done by a qualified appraiser who is familiar with neighborhood, as well as the type of home that is being sold, purchased, or refinanced.
Site: Location, view, topography, lot size, utilities, zoning, external factors, highest and best use of the space, and landscaping features.
Design: Quality of construction, finish work, fixed appliances, and any defining features.
Condition: Age, deterioration, renovations, upgrades, and added features.
Health and Safety: Structural integrity and code compliance.
MEME CORNER
Blue Cheese Buffalo Dogs and Celery Slaw
Ingredients
For Hot Dogs: • 1 package of your favorite hot dogs • 1 package hot dog buns • 1 bottle Frank’s RedHot sauce • 4 ounces crumbled blue cheese
For Celery Slaw: • 4 celery stalks, very thinly sliced • 1/2 teaspoon lemon zest • 2 teaspoons fresh lemon juice • 1 teaspoon olive oil • Celery salt and fresh ground pepper, to taste
Directions
1. Heat oven to 425 F. 2. Rinse wings under cold water and pat dry. Season liberally with salt and pepper, and drizzle with olive oil. Roast on a baking sheet for 25 minutes or until skin becomes crisp and brown. 3. Blend butter, red curry paste, honey, and soy sauce in a large mixing bowl. 4. Toss wings in butter mixture. Squeeze lime juice on top, transfer to serving plate, and garnish with cilantro.
Inspired by Bon Appetit magazine
3 www.bostonbrick.com |
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