5 Actual Mistakes Retirees Need to Avoid
5.
Not Planning For the “Go-Go” Years
LET’S CONNECT! If any of these mistakes hit close to home, or if you have other retirement questions, we’re here to help. Let’s chat about how we can make sure your retirement is as secure and enjoyable as possible.
We all like to imagine that retirement will be one long, leisurely vacation, but the truth is that your retirement spending will likely be higher in the early years—also known as the “go-go years.” This is when you’re healthy, active, and probably ready to take on all those projects, trips, and hobbies you’ve been putting off. Think about it: When you retire at 67, you’re probably still in good health, with plenty of energy to travel, renovate your home, or finally pursue that dream of learning to sail. But here’s the catch—all of that costs money.
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The first few years of retirement are often the most expensive. Many retirees underestimate just how much they’ll spend during this time, and if you don’t account for it, you could end up depleting your savings faster than expected. THE SOLUTION? Make sure your retirement plan has the flexibility to accommodate higher spending in the early years. This way, you can enjoy your retirement without worrying about running out of money later on.
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