Campbell Wealth Management - June 2023

Ocean Activities the Entire Family Will Love MASTER THE WAVES

go snorkeling see it as a form of therapy that helps them relieve stress and anxiety. Feeling more relaxed and at peace will help make your vacation feel even more magical. Grab a board. If you want to experience something slightly more intense, you can try some of the many ocean activities involving a board. First- time ocean-goers will love using a boogie board or bodyboard to ride the waves into shore. Those who are more experienced may enjoy surfing for the first time or renting a standing paddleboard. Many beaches on the Atlantic and Pacific coasts have paddleboard rentals or surfing lessons. Be on the lookout at your vacation destination if you want to take advantage of these exciting activities. Tour the ocean. You may want to get away from the beach and experience open waters beyond the shore. If that’s the case, you’ll want to see if your vacation destination offers glass-bottom boat or submarine tours. Some beaches even have whale-watching adventures, which provide an excellent opportunity to see some of nature’s largest creatures in their natural habitat.

Summer has finally arrived, and many of us will be going on weeklong excursions to the coast to get some much-needed rest and relaxation by the beach. For years, the beach has been one of the most popular summertime destinations for Americans, with millions of us flocking to the coast every year. If you’re planning to hit the sand this summer, you should prepare some exciting activities,

so you and your family or travel partners can create memories that will last a lifetime. Here are a few oceanside activities you’ll want to check out on your vacation. Explore through snorkeling. Many people want to try scuba diving while on vacation but don’t have the time, training, and finances required to go on

an excursion. That being said, you can get pretty close to the scuba-diving experience by snorkeling. Using a snorkel in the ocean, especially in flat water, is a great way to explore the underwater world. You’ll be able to spot fish, crustaceans, and other sea life without needing extensive training. Those who regularly

AVOID THESE CASH-GUZZLERS! 3 of the Most Common Money Wasters

Leading up to retirement, you save, save, and save some more. However, once you hit retirement and enter your golden years, the saving shouldn’t stop! While certain income streams from employment may now be closed off and you aren’t necessarily putting away chunks of your paychecks anymore, it’s still important to save in certain areas when you can. Let’s take a look at some of the biggest money wasters and areas where you may be able to better save your hard-earned money. Dining Out As humans, one of our greatest pleasures and ways to socialize is eating. We love grabbing

a bite to eat to catch up with a friend, having important business meetings over lunch, or celebrating birthdays at the trendiest restaurant in town. Not to mention, eating out is convenient! However, this habit can also burn holes in our wallets quickly. Try tracking your spending and setting a budget for dining out. Impulse Buys Window shopping can oftentimes lead to a spontaneous (but not always practical) purchase. Online shopping is an easy way to reduce the guilt of adding a bunch of fun (but not needed) items to the cart and clicking “check out.” When it comes down to it, impulse shopping is a quick way to burn through your savings.

Cable and Cell Your cellphone and cable bills can possibly be renegotiated or you may be able to find a provider that will offer lower rates. It’s important to also check your package to make sure you are not currently paying for unwanted services! With stiff competition in the market, you may be surprised at just how much in savings you are leaving on the table. These are just a few of the many areas where you can look to save some cash to make sure you are able to enjoy the important things in life and experience a happy, worry-free retirement for many years to come!

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