RING THE BELL — SCH HOW TO KEEP CHILDREN ENGAGED OVER SUMMER BREAK
Your kids are probably looking forward to sleeping in, staying up past their bedtime, and having no homework or tests now that school’s out for summer. This seasonal break is an excellent time for your children to decompress and rest until the next school year, but it’s also imperative that they don’t forget everything they learned during the school year! According to the U.S. Department of Education, during the summer, many students lose some of their academic skills because they aren’t using them. After all, what kid wants to study when they can play outside? But when kids don’t engage in the skills they learned at school, they are more likely to struggle once they go back. So, how can you make learning over the summer fun and educational? Travel to the zoo. Many children love seeing various animals in their habitats, interacting with zookeepers, and running around the playground. You can make
your family’s trip to the zoo educational by asking your children questions about what kind of animal you’re looking at (carnivore, omnivore, or herbivore), the climates they live in, and where in the world they come from.
You can also attend educational activities at the zoo or go online and print out various worksheets for your children to complete.
Take a nature walk. You can incorporate Mother Nature into your activities by taking nature walks. Not only can your children release their energy by running, walking, or hiking a trail, but they can also learn more about their environment. You and your child can identify trees and flowers during your walk and figure out why insects, birds, or bees gravitate toward particular plants. Dozens of rocks and gems are also lying on the Earth’s surface, and your children can also attempt to identify these pieces and learn how rocks break down to create sand or dirt.
LEARN THE SECRET LANGUAGE OF FINANCE
The world is changing rapidly — and that includes how people spend, save, and invest money. If you’re not a professional in the financial industry, the pace of these changes can seem daunting. One day, cryptocurrency is all the rage and the “smartest” investment around. The next, crypto entrepreneur Sam Bankman-Fried is buried in lawsuits, and banks are collapsing! It’s a crazy world out there, but you can start demystifying it by learning core business and financial terms. Brushing up on these buzzwords will help you develop your financial skills, make it easier to understand the news, and give you more confidence when making money decisions and talking to financial advisors. Here are several finance jargon terms everyone should know beyond the basics. 1. Adjusted Gross Income: Your annual income minus your tax deductions 2. Annual Percentage Rate (APR): The amount banks charge you for your loan (or you earn from an investment) each year 3. Bear Market: A “bad” market, when the prices of stocks and other securities fall 20% or more Starting With These Must-Know Terms
4. Blockchain: A shared, decentralized ledger of transactions that makes it possible to track assets like cryptocurrency 5. Bull Market: A “good” market, when the prices of stocks and other securities rise 20% or more 6. Cryptocurrency: Digital currency that is not backed by a government or bank 7. Dividend: A portion of company profits regularly paid out to shareholders 8. ESG Investing: Environmental, Social, and Governance Investing, a framework investors use to evaluate how eco-friendly, socially responsible, and well-run potential investments are 9. Fannie and Freddie: Fannie Mae and Freddie Mac, the U.S. government- created home mortgage investment companies 10. Fixed Income: Investments that pay a guaranteed return, like government and corporate bonds 11. Liquidity : How easy it is to convert an asset like a home, car, or bank account into cash 12. Venture Capital : Money or expertise loaned to a start-up company or entrepreneur to fund their business Still have questions or want to learn about a term not on this list? Check out Investopedia’s Financial Term Dictionary by visiting Investopedia. com and clicking “Dictionary” at the bottom of the page.
Published by Newsletter Pro • www.newsletterpro.com
2 | 616-514-3831
Made with FlippingBook Ebook Creator