PRESCRIPTIONS & WAYS TO SAVE
Ask your doctor or pharmacist if your brand medication has a generic or lower cost alternative.
SAVING ON PRESCRIPTIONS
A wide range of generic medications are offered at low cost at your local pharmacy. Specific generic drugs are available at Target, Wal-Mart, and/or CVS for $4 for a 30-day supply and $10 for a 90-day supply ! Certain antibiotics are available at Publix for FREE !
TERMS TO KNOW
When you enroll in coverage you become a Florida Blue member. A member of Florida Blue gets access to their network of providers (doctors and facilities) – these are in-network providers. Florida Blue members receive Discounted Rates with these in-network providers. Discounted Rate
Copays
Copays are set dollar amounts you pay for specific services. These cost are typically collected at the time of service. EX: you have a $50 copay for a visit to your primary care physician.
Services not subject to a copay are subject to your deductible. You pay first dollar costs for claims subject to your deductible and you receive the Discounted Rate for all covered claims with an in-network provider. Deductible
Coinsurance
Coinsurance is a cost share. Once you meet the deductible Florida Blue will share in the cost of your claims. The percent of the cost for the claim you are responsible for. The amounts you pay in coinsurance apply to your out of pocket maximum.
Out-of-Pocket
This amount is the maximum amount you will pay towards covered services on the plan for the calendar year. This amount includes the amounts you pay in deductible, coinsurance, copays, and prescription copays.
4
Made with FlippingBook - professional solution for displaying marketing and sales documents online